SBA Loans in Kaufman, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Kaufman, TX are a reliable way to fund your small business goals. StartCap offers competitive rates and streamlined support, helping you achieve success without unnecessary delays. Secure the funding you need to take off.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Kaufman SBA Loans
StartCap offers businesses in Kaufman County the financial flexibility they need to succeed. Whether you are scaling your operations or managing day-to-day expenses, we have customized solutions designed to support your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kaufman or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Kaufman, TX
Located in Kaufman or a nearby city? There are financial resources available to help entrepreneurs succeed. Customized solutions are designed to support growth at every stage of the journey. From Terrell to Fate and beyond, we're your credit line specialists.
SBA Loan FAQ's
Kaufman, TX sits at the crossroads of agricultural heritage and modern business innovation, offering local founders diverse financing opportunities for their dreams. Small business owners in this East Texas county find multiple pathways to secure critical funding through various lending institutions.
Here are a few local suggestions:- Wells Fargo Bank at Main Street & Houston Street
- Farmers State Bank of Kaufman at Highway 80 & Parker Street
- First National Bank of Kaufman at Highway 175 & Center Street
- Guaranty Bank at Interstate 20 & Kaufman Avenue
- Texas Trust Credit Union at US Highway 80 & Mulberry Street
- Omni Bank at Highway 34 & Interstate 20
SBA loans provide tremendous support for local start-ups seeking capital for equipment purchases, working capital, real estate acquisitions, and expansion projects. StartCap can offer additional guidance for founders exploring financing options tailored to their specific business needs in Kaufman County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Kaufman, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kaufman, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Kaufman County, TX, targeting various industries like retail, agriculture, and service sectors, frequently qualify for SBA loans. Local enterprises including plumbing contractors, HVAC technicians, and agricultural supply businesses often meet the loan program's comprehensive eligibility requirements.
The Kaufman business environment supports manufacturing, construction, and professional service firms seeking financial assistance. SBA loan programs specifically accommodate restaurants, automotive repair shops, and locally-owned retail establishments operating within the Greater Dallas-Fort Worth metropolitan region.
