Reno Small Business Administration

SBA Loans in Reno, NV

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Reno, NV are a smart way to fund your business’s growth. StartCap offers flexible options and expert guidance, ensuring your funding process is stress-free. Start building your success with us today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Nevada's Small Business Launchpad

We're More Than Reno SBA Loans

StartCap’s financial solutions are designed to help businesses in Washoe County overcome obstacles and thrive. With our personalized approach, we provide the capital and support that businesses need to grow, innovate, and succeed.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Reno or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Washoe County

Find SBA Loans Near Reno, NV

Entrepreneurs in Reno and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Sparks to Fallon and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Reno that can help with SBA loans?

Reno, NV's entrepreneurial spirit thrives amid the Sierra Nevada mountains, offering local business founders diverse financing opportunities. Small business owners seeking SBA loan support find multiple resources throughout Washoe County's dynamic commercial ecosystem.

Small enterprises require strategic financial partnerships to grow successfully in Nevada's competitive market. Professional guidance can significantly streamline the complex SBA loan application process for new business owners.

Here are a few local suggestions:
  • Bank of America at Virginia Street & Mount Rose Highway
  • Wells Fargo at California Avenue & Plumb Lane
  • Summit Bank at Kietzke Lane & Reagan Way
  • Reno Tahoe Business Bank at Mill Street & Newsroom Drive
  • First Independent Bank at Baring Boulevard & Keystone Avenue
  • Great Basin Federal Credit Union at South Virginia Street & Peckham Lane
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Reno, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Reno, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

SBA loans in Reno, Nevada support diverse business sectors across Washoe County's economic landscape. Local restaurants, tech startups, service providers like plumbing contractors, and retail establishments near the Truckee River corridor frequently qualify for Small Business Administration financing options.

Manufacturing companies, hospitality businesses near downtown Reno, professional service firms, and construction enterprises typically meet SBA loan requirements. Eligible businesses must operate within NV's economic guidelines, demonstrate financial stability, and maintain good credit standings for successful loan applications.

Elevate Yourself

Get Pre-Approved