Great Rates, Less Requirements & Smaller Down Payments
At StartCap, SBA loans in Lakewood, CO are tailored to support small business growth. With competitive rates and expert guidance, we make funding your dreams simple. Launch your business journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lakewood SBA Loans
StartCap supports businesses in Jefferson County with tailored financial solutions designed to meet their specific needs. From expansion to cash flow management, we offer the resources you need to achieve sustainable growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lakewood or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lakewood, CO
In Lakewood and surrounding cities, entrepreneurs can find the financial solutions needed to scale. Our flexible support helps you meet your business goals and achieve long-term success. From Edgewater to Greenwood Village and beyond, we're your credit line specialists.
SBA Loan FAQ's
Lakewood, CO sits at the foothills of the Rocky Mountains, offering small business owners a strategic location for growth and financing opportunities. Local founders seeking SBA loans have multiple options to explore within Jefferson County's dynamic business ecosystem.
Here are a few local suggestions:- FirstBank at Wadsworth Boulevard & Alameda Avenue
- Wells Fargo at Garrison Street & West Colfax Avenue
- US Bank at South Sheridan Boulevard & West Alameda Parkway
- Community Banks of Colorado at Ken Caryl Avenue & Bowles Avenue
- Denver Federal Credit Union at Bowles Avenue & Pierce Street
- Colorado Credit Union at West Alameda Avenue & Kipling Street
SBA loans in Lakewood typically cover working capital, equipment purchases, real estate acquisition, and refinancing existing business debt. New business owners can access 7(a) loans, 504 development loans, and microloans tailored to different business scaling requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lakewood, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lakewood, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Lakewood, Colorado, spanning retail, service, and professional sectors often qualify for SBA loans. Local enterprises like home improvement contractors, technology startups, restaurants, and professional services near Bear Creek Lake Park frequently meet federal funding requirements.
Jefferson County businesses including landscaping companies, medical practices, manufacturing firms, and consulting agencies can access SBA loan programs. Criteria typically involve employee count, revenue thresholds, and operational history within CO's dynamic commercial ecosystem.