Star Small Business Administration

SBA Loans in Star, ID

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With StartCap, SBA loans in Star, ID are more accessible than ever. Our streamlined process and tailored support make funding your business a breeze. Step into success with us by your side.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Idaho's Small Business Launchpad

We're More Than Star SBA Loans

StartCap offers businesses in Ada County customized financial solutions to help them achieve their growth goals. Whether you need support for expansion, innovation, or managing cash flow, we provide the resources to make it happen.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Star or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Ada County

Find SBA Loans Near Star, ID

In Star and nearby cities, entrepreneurs are supported with flexible financial solutions that can help their businesses succeed. Our tailored options are designed to help you reach your goals. From Middleton to Ontario and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Star that can help with SBA loans?

Star, ID emerges as a beacon for business growth, with its picturesque landscape and burgeoning economic opportunities attracting new business owners seeking financial support. The region's dynamic commercial ecosystem creates fertile ground for founders looking to secure strategic funding through Small Business Administration loans.

Here are a few local suggestions:
  • Idaho Central Credit Union at State Street & Floating Feather Road
  • Bank of the Cascades at Eagle Road & State Highway 44
  • First Federal Bank at State Street & Franklin Road
  • Mountain West Bank at Chinden Boulevard & Highway 16

SBA loan programs like 7(a), 504, and microloans offer critical resources for local start-ups seeking equipment financing, working capital, or real estate purchases. Local lenders understand the nuanced financial requirements of Star's entrepreneurial community, providing tailored solutions that align with regional business development strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Star, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Star, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Star, ID, local business owners can access SBA loans through various qualifying industries. Service-based companies like plumbing, electrical contractors, and HVAC providers frequently receive support from the Small Business Administration for growth and operational expansion in Ada County.

Retail establishments, restaurants, agricultural businesses, and professional service firms located near the Boise River corridor often meet SBA loan requirements. Manufacturing startups and technology-driven local enterprises in Star's emerging business ecosystem also represent strong candidates for federal small business financing programs.

Elevate Yourself

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