Brooklyn Small Business Administration

SBA Loans in Brooklyn, NY

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Brooklyn, NY offer the financial flexibility your business needs. StartCap provides competitive rates and expert support to help you grow. Take your business to the next level with our reliable solutions.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're New York's Small Business Launchpad

We're More Than Brooklyn SBA Loans

StartCap helps businesses in Kings County succeed by offering financial solutions that cater to their unique needs. Whether you need capital for expansion, cash flow management, or innovation, we are here to support you.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Brooklyn or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Kings County

Find SBA Loans Near Brooklyn, NY

Entrepreneurs in Brooklyn and nearby areas can easily access the financial tools needed to scale. Our customized solutions offer the support necessary to help achieve lasting success. From Hoboken to Inwood and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Brooklyn that can help with SBA loans?

Brooklyn's dynamic business ecosystem thrives with numerous small business financing opportunities, particularly for founders seeking SBA loan support. The borough's entrepreneurial spirit resonates through diverse neighborhoods like Williamsburg and DUMBO, where local businesses continually seek strategic funding solutions.

Here are a few local suggestions:
  • Synchrony Bank at Flatbush Avenue & Atlantic Avenue
  • First Republic Bank at Court Street & Montague Street
  • TD Bank at Fulton Street & Clinton Street
  • Capital One Bank at Bedford Avenue & North 7th Street
  • Wells Fargo at Atlantic Avenue & Third Avenue
  • Brooklyn Cooperative Federal Credit Union at Dekalb Avenue & Skillman Street

SBA loans in NY offer diverse financing options, including 7(a) loans for working capital, equipment purchases, and real estate acquisition. Local start-ups and established businesses can leverage these programs to fuel growth, with loan amounts ranging from $500 to $5.5 million depending on specific business requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Brooklyn, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Brooklyn, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Brooklyn's dynamic business ecosystem supports various enterprises seeking SBA loan opportunities. Small businesses in sectors like retail, restaurant, professional services, construction, and technology often qualify for funding through the Small Business Administration's diverse loan programs in NY.

Local founders operating in Kings County can access SBA loans for hospitality ventures, manufacturing operations, home improvement services, and professional consulting firms. Specific qualifications include strong credit scores, documented business plans, and demonstrable revenue potential in Brooklyn's competitive economic environment.

Elevate Yourself

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