SBA Loans in Staten Island, NY
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Small business success starts with SBA loans in Staten Island, NY from StartCap. Our competitive rates and tailored guidance make funding your goals seamless. Build your business with confidence and support.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Staten Island SBA Loans
StartCap provides businesses in Richmond County with the financial flexibility to succeed. Our customized solutions help you scale, manage cash flow, and overcome challenges, providing the support needed for long-term growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Staten Island or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Staten Island, NY
Entrepreneurs in Staten Island and surrounding cities can access the support they need to grow. Our flexible financial solutions are tailored to meet the needs of every entrepreneur. From Carteret to Roselle and beyond, we're your credit line specialists.
SBA Loan FAQ's
Staten Island, with its industrial parks and waterfront districts, presents a dynamic business environment for local founders seeking financial support. Small business owners exploring SBA loan opportunities will find multiple resources tailored to their specific funding requirements across NY's distinctive fifth borough.
Here are a few local suggestions:- Richmond County Savings Bank at Bay Street & Borough Place
- Northfield Bank at Victory Boulevard & Clove Road
- First Republic Bank at Forest Avenue & Jewett Avenue
- TD Bank at Hylan Boulevard & New Dorp Lane
- Capital One Bank at Richmond Road & Arthur Kill Road
- Chase Bank at Staten Island Mall location
SBA loans like 7(a), 504, and microloans can help fund equipment purchases, real estate acquisitions, working capital, and operational expenses. Local business owners should compare terms, interest rates, and qualification requirements when selecting the most appropriate lending partner for their specific growth strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Staten Island, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Staten Island, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Staten Island small business proprietors exploring SBA loan opportunities find multiple qualifying industries available. Retail establishments, professional service providers, restaurant operations, and manufacturing enterprises near the Verrazano-Narrows Bridge frequently meet federal lending requirements for financial assistance.
Local founders operating in service sectors like HVAC, plumbing, electrical contracting, and landscaping businesses within Richmond County often receive favorable considerations. Construction companies, medical practices, and technology startups headquartered in Staten Island's commercial districts can also access strategic lending programs.
