Portsmouth Real Estate Funding

Hard Money Loans in Portsmouth, NH

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Competition Can Be Fierce

Waiting Could Cost You, Everything

StartCap provides hard money loans in Portsmouth, NH to real estate investors looking for fast, flexible financing. Whether you’re buying or renovating properties, we offer quick approval and the capital you need to grow your real estate portfolio.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

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Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

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Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in New Hampshire

More Than Portsmouth Hard Money Loans

StartCap is committed to helping businesses in Rockingham County thrive with unsecured loans and personalized financial options. Our goal is to empower entrepreneurs by providing them with the funds they need to grow and succeed in today’s fast-moving marketplace.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Portsmouth or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Rockingham County

Find Hard Money Loans Near
Portsmouth, NH

In Portsmouth and surrounding cities, StartCap offers hard money loans that make securing funding fast and easy. Whether you’re expanding or investing, we’re here to provide the financial resources you need. From Newmarket to Kennebunk and beyond, we're your real estate partner.

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Hard Money FAQ's

  Are there any local hard money lenders in Portsmouth?

Portsmouth, NH real estate investors and property developers seeking hard money loans have multiple local options to explore in Rockingham County. Local private lenders, mortgage brokers, and alternative financing specialists often provide specialized short-term lending solutions for residential and commercial property investments.

Finding appropriate hard money resources requires careful research across NH's seacoast region. While specific lenders vary, experienced investors typically connect through networking events, real estate investment groups, and professional referrals specific to the Portsmouth metropolitan area's dynamic property market.

Interest rates for hard money loans in Portsmouth typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Portsmouth, NH's coastal charm and historic districts offer fertile ground for hard money loans across diverse real estate investments. From rehabilitating colonial-era homes in the Market Square neighborhood to transforming waterfront commercial spaces, investors find flexible financing options for residential and commercial properties.

Potential property types include single-family residences, multi-unit apartment complexes, industrial warehouses, retail spaces, and fix-and-flip projects along the Seacoast region. These specialized loans enable rapid property acquisitions and renovations in Portsmouth's dynamic real estate market.

Elevate Yourself

Get Pre-Approved