Ann Arbor Real Estate Funding

Hard Money Loans in Ann Arbor, MI

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Competition Can Be Fierce

Waiting Could Cost You, Everything

For real estate developers in Ann Arbor, MI, StartCap offers hard money loans to help finance your next project. Whether you’re buying land, renovating properties, or securing a commercial building, we offer quick and flexible solutions to meet your needs.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

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Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

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Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Michigan

More Than Ann Arbor Hard Money Loans

StartCap delivers flexible financing solutions for businesses in Washtenaw County, including unsecured loans and personalized credit options. We help entrepreneurs build strong businesses with the capital they need to grow and innovate.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Ann Arbor or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Washtenaw County

Find Hard Money Loans Near
Ann Arbor, MI

For businesses in Ann Arbor and neighboring cities, StartCap provides hard money loans that are designed to meet your unique needs. Whether you’re starting a new project or scaling your business, our financing solutions offer the flexibility and speed you need to succeed. From Ypsilanti to Wayne and beyond, we're your real estate partner.

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Hard Money FAQ's

  Are there any local hard money lenders in Ann Arbor?

In Ann Arbor, MI, finding hard money loans requires strategic research across Washtenaw County's diverse financing networks. Local private lenders, real estate investment groups, and alternative financing platforms specialize in short-term lending for residential and commercial property investments. Experienced founders seeking rapid capital appreciate these flexible funding solutions.

Property investors in MI typically connect with specialized lending professionals through local real estate associations, networking events, and targeted online platforms. StartCap represents one potential resource among multiple financing options for local start-ups and real estate developers seeking alternative funding strategies in the Ann Arbor metropolitan region.

Interest rates for hard money loans in Ann Arbor typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Ann Arbor's dynamic real estate market offers diverse opportunities for hard money loans across residential and commercial properties. From University of Michigan campus-adjacent townhomes to downtown renovation projects, investors find flexible financing solutions in Washtenaw County's most dynamic urban center.

Commercial properties like retail spaces, multi-unit apartment complexes, and industrial warehouses near local transportation corridors frequently attract hard money loan investments. Single-family homes, fix-and-flip residential properties, and foreclosure opportunities represent additional real estate sectors where alternative lending strategies thrive in MI's competitive market.

Elevate Yourself

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