Independence Real Estate Funding

Hard Money Loans in Independence, OR

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
Shop Image
Competition Can Be Fierce

Waiting Could Cost You, Everything

StartCap is your go-to source for hard money loans in Independence, OR. Whether you’re purchasing, flipping, or refinancing real estate, we offer quick approval and flexible financing options to help you take your property ventures to the next level.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Pay Icon

Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset Icon

Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

Calendar Icon

Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Oregon

More Than Independence Hard Money Loans

StartCap is here to help businesses in Polk County achieve their goals with unsecured loans and credit solutions designed for growth. We provide the capital you need to succeed, no matter what stage your business is in.

House Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Digital Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Independence or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Polk County

Find Hard Money Loans Near
Independence, OR

StartCap offers fast and flexible hard money loans to businesses in Independence and surrounding areas. Whether you’re looking to invest, expand, or stabilize, we provide the funding you need to achieve your goals. Explore the cities we serve and let us help you find the right loan. From Monmouth to McMinnville and beyond, we're your real estate partner.

Map Image

Hard Money FAQ's

  Are there any local hard money lenders in Independence?

In Independence, OR, securing hard money loans requires strategic research across Marion County's financial landscape. Local real estate investors and property developers often seek alternative funding sources for residential and commercial projects. While specific lenders vary, private money sources remain critical for quick capital acquisition.

Exploring hard money loan options in OR involves connecting with private investors, mortgage brokers, and real estate investment groups operating within the Independence business ecosystem. StartCap represents one potential resource, though numerous alternative lenders serve local property owners seeking expedited financing solutions for time-sensitive real estate transactions.

Interest rates for hard money loans in Independence typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Independence, OR sits in the heart of the Willamette Valley, where real estate investors leverage hard money loans across diverse property types. Residential single-family homes, multi-unit dwellings, and potential renovation projects represent prime opportunities for rapid financing in Marion County's dynamic market.

Commercial properties like warehouses, retail spaces, and undeveloped land also attract hard money lending solutions. Local real estate founders appreciate these flexible funding tools for quick acquisitions, enabling strategic investments in Independence and surrounding agricultural regions.

Elevate Yourself

Get Pre-Approved