Start-Up Business Loans in Everett, MA
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Starting a business is an amazing adventure, but financial challenges can feel impossible to overcome. A start-up business loan in Everett, MA, and a strong support team ensure your sky has no bounds.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Everett Business Loan Options
StartCap is dedicated to helping entrepreneurs succeed. With tailored funding solutions and resources, we’re here to power your next step.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Everett or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Everett, MA
From Everett to the far reaches of Middlesex County, StartCap is fueling business success. Explore the nearby cities we serve and let’s get started! From Malden to Saugus and beyond, we've got you covered.
Start-Up Loan FAQ's
Securing startup business loans in Everett, MA, can feel like walking a tightrope between ambitious dreams and financial realities. Entrepreneurs often encounter steep challenges when seeking initial funding, especially with traditional local lenders who typically demand extensive credit history, collateral, and proven business track records.
Here are a few local suggestions:- Enterprise Bank at Broadway & Elm Street
- MutualOne Bank at Main Street & Elm Street
- East Cambridge Savings Bank at Washington Street & Hancock Street
- Middlesex Bank at Chelsea Street & Broadway
StartCap understands the complex landscape of business financing in Massachusetts. While local banks might hesitate, alternative funding options like SBA microloans, community development financial institutions, and specialized startup programs can provide critical support for emerging businesses in Middlesex County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Everett, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Everett, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Everett, MA offers several local start-up grant opportunities for emerging entrepreneurs. The city's economic development office provides targeted financial support through small business assistance programs designed specifically for local founders seeking initial capital investments.
Key grant options include the Everett Business Development Fund, which offers matching grants up to $10,000 for qualifying small businesses. The Massachusetts Growth Capital Corporation also provides regional micro-grants ranging from $5,000 to $25,000 for qualifying Everett-based startups with demonstrable economic potential and community impact.
