Start-Up Business Loans in Easton, PA
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Starting your own business is an adventure like no other, but financial obstacles can bring it to a standstill. With a start-up business loan in Easton, PA, and a strong team, the sky is just the beginning.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Easton Business Loan Options
We’re here to power your success. StartCap offers funding and resources to help your business reach new heights. Let’s build your future!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Easton or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Easton, PA
From Easton to the far reaches of Northampton County, StartCap is fueling business success. Explore the nearby cities we serve and let’s get started! From Wilson to Allentown and beyond, we've got you covered.
Start-Up Loan FAQ's
Easton, PA, home to historic sites like the National Canal Museum, presents unique challenges for entrepreneurs seeking start-up business loans. Local financial landscapes often resemble intricate puzzles, where small business owners find traditional bank lending paths surprisingly narrow and complex.
Securing initial capital frequently demands robust documentation, solid credit scores, and comprehensive business plans. While local lenders prefer established businesses, start-ups might encounter significant roadblocks, requiring alternative financing strategies or specialized small business support programs.
Here are a few local suggestions:- Easton Bank & Trust at Northampton Street & Third Street
- Merchants Bank of Lehigh Valley at Larry Holmes Drive & Forks Road
- Embassy Bank for Lehigh Valley at South Third Street & Lehigh Street
- Nazareth National Bank at Broad Street & Center Square
Interest rates for start-up business loans in Easton, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Easton, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, startup businesses in Easton, PA have several local grant opportunities. The Northampton County Economic Development Corporation offers microgrants ranging from $5,000 to $25,000 for small enterprises within Pennsylvania. Local entrepreneurs can explore funding through the City of Easton's small business support program.
Additional resources include the Lehigh Valley Economic Development Corporation's startup assistance and the Ben Franklin Technology Partners grant program. Small business owners should contact the Easton Chamber of Commerce for specific application guidelines and potential funding connections specific to local entrepreneurs in Pennsylvania.
