Start Your New Business Right
Starting a new venture is one of life's greatest adventures, but financial roadblocks can be tough to overcome. A start-up business loan in Williston, ND, and a supportive team can help you reach your goals.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Williston Business Loan Options
StartCap fuels success stories every day. With funding and resources designed for businesses like yours, we’re here to help you achieve your dreams.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Williston or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Williston, ND
Whether you’re in Williston or another part of Williams County, StartCap is here to fuel your success. Check the nearby cities we serve and let’s make it happen! From Sidney to Spearfish and beyond, we've got you covered.
Start-Up Loan FAQ's
The oil-rich landscape of western North Dakota presents entrepreneurs with challenging pathways to secure start-up business loans. Williston's economic environment demands creative financial strategies, as traditional lenders often scrutinize new business proposals with intense skepticism.
Here are a few local suggestions:- First International Bank & Trust at Main Street & 2nd Avenue West
- Bank of North Dakota at East Broadway & 4th Street
- Choice Financial at Main Street & Boundary Road
- North Star Community Credit Union at East Broadway & 1st Street
StartCap understands the intricate challenges local entrepreneurs face when seeking initial funding. While local financial institutions maintain strict qualification criteria, alternative funding sources and strategic planning can bridge the capital gap for motivated business owners in Williams County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Williston, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Williston, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Williston, ND offers several local startup grant opportunities for entrepreneurs. The McKenzie County Economic Development Corporation provides targeted funding programs for small business initiatives within western North Dakota's dynamic business environment.
Local resources include grants from the Williston Economic Development office, which supports emerging companies through competitive application processes. Small business owners might also explore funding from the North Dakota Development Fund and regional innovation grant programs targeting emerging commercial ventures in oil-producing regions.