Start-Up Business Loans in Bismarck, ND
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Starting a business is an amazing adventure, but financial challenges can feel impossible to overcome. A start-up business loan in Bismarck, ND, and a strong support team ensure your sky has no bounds.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Bismarck Business Loan Options
StartCap is where ambition meets opportunity. We provide funding and services to help your business succeed. Let’s make your vision a reality!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Bismarck or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Bismarck, ND
In Bismarck or nearby Burleigh County, StartCap is your trusted partner for growth. Explore the nearby cities we serve and let’s fuel your business vision! From Mandan to Pierre and beyond, we've got you covered.
Start-Up Loan FAQ's
Bismarck, North Dakota's entrepreneurial spirit thrives alongside the Missouri River, where startup dreams face significant financial hurdles. Local entrepreneurs often struggle to secure initial funding, with traditional lenders hesitant to support new business ventures without extensive collateral or proven track records.
Here are a few local suggestions:- First International Bank & Trust at Main Avenue & 3rd Street
- Gate City Bank at Century Avenue & Divide Street
- Bank of North Dakota at Capitol Boulevard
- Starion Bank at East Main Avenue & South 12th Street
StartCap understands the complex landscape of business financing in ND, recognizing that startup loans require strategic planning and comprehensive documentation. Successful applicants typically demonstrate solid business plans, personal credit scores above 680, and clear revenue projections that showcase potential sustainability in North Dakota's dynamic economic environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Bismarck, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Bismarck, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Bismarck entrepreneurs have several local start-up grant opportunities. The North Dakota Development Fund offers competitive small business grants ranging from $5,000 to $50,000 for qualifying local enterprises. Emerging businesses in technology, agriculture, and service sectors may find targeted financial support through regional economic development programs.
Additional funding sources include the Bismarck Economic Development Corporation's micro-grant initiatives and North Dakota ND Department of Commerce small business grants. Local banks and credit unions sometimes provide startup assistance through specialized loan programs. Entrepreneurs should contact city business resource centers for personalized grant application guidance and potential funding streams.
