Start-Up Business Loans in Exeter, NH
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Starting a business is an amazing adventure, but financial challenges can feel impossible to overcome. A start-up business loan in Exeter, NH, and a strong support team ensure your sky has no bounds.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Exeter Business Loan Options
Turn your business vision into a thriving reality with StartCap. Our expert services and funding solutions are here to support you every step of the way.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Exeter or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Exeter, NH
StartCap is here to help businesses in Exeter and Rockingham County grow and succeed. See the nearby cities we support and let’s take your vision to the next level! From Hampton to Derry and beyond, we've got you covered.
Start-Up Loan FAQ's
Exeter, NH, a picturesque town known for its historic charm and proximity to the Squamscott River, presents unique challenges for entrepreneurs seeking start-up business loans. Local business owners often find securing initial funding feels like walking a tightrope without a safety net, especially when traditional banking institutions maintain stringent qualification standards.
Here are a few local suggestions:- Service Credit Union at Portsmouth Avenue & Water Street
- Merrimack County Savings Bank at Front Street & Water Street
- Seacoast Bank at Lincoln Street & Water Street
- Enterprise Bank at Court Street & Front Street
Start-up business loans typically require robust credit scores, detailed business plans, collateral, and demonstrable revenue projections. While local lenders in NH prefer low-risk investments, StartCap understands the complex landscape and offers alternative financing approaches tailored to emerging businesses across Rockingham County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Exeter, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Exeter, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Exeter, NH offers several start-up grant opportunities for local entrepreneurs. The Exeter Economic Development Committee provides micro-grants ranging from $500-$5,000 for small business initiatives within town limits. Local organizations like the Greater Rockingham Chamber of Commerce also support emerging businesses with targeted funding resources.
Additional funding sources include New Hampshire Small Business Development Center grants and town-specific startup programs. Applicants should prepare comprehensive business plans, financial projections, and demonstrate community economic impact. Research requirements carefully, as each program has unique application criteria and funding cycles.
