Start-Up Business Loans in Fenton, MI
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Starting a new venture brings unmatched excitement, but financial setbacks can derail even the best ideas. With a start-up business loan in Fenton, MI, and the right team, there's nothing holding you back.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Fenton Business Loan Options
StartCap is the spark your business needs. With tailored funding and expert support, we help entrepreneurs turn dreams into success stories. Let’s make your vision soar!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fenton or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Fenton, MI
Businesses in Fenton and throughout Genesee County, StartCap is here with funding and expert resources. Explore nearby cities we serve and let’s achieve your goals! From Lake Fenton to Brighton and beyond, we've got you covered.
Start-Up Loan FAQ's
In the heart of MI, where Fenton's historic downtown and Silver Lake Park draw locals and visitors, securing start-up business loans feels like solving a complex financial puzzle. Traditional local lenders often view new entrepreneurs with skepticism, making financing challenging for those seeking to launch their business dreams.
Here are a few local suggestions:- Chemical Bank at Silver Lake Road & North LeRoy Street
- Level One Bank at Owen Road & US-23
- Dort Federal Credit Union at North Road & Center Road
- First National Bank at Main Street & Silver Parkway
StartCap understands the intricate landscape of business funding in Livingston County. Typical requirements include solid credit scores, comprehensive business plans, potential collateral, and demonstrable revenue projections. While local institutions may hesitate, alternative financing options can bridge the funding gap for passionate entrepreneurs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Fenton, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fenton, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Fenton, MI offers several start-up grant opportunities for local entrepreneurs. The Genesee County Economic Development Center provides targeted micro-grants ranging from $1,000 to $5,000 for small business initiatives within the region. Local applicants must demonstrate a solid business plan and potential economic impact.
Additional funding sources include the Michigan Small Business Development Center, which offers competitive grants and low-interest loan programs for emerging businesses in Livingston County. Entrepreneurs can also explore the Fenton Downtown Development Authority's occasional economic development incentives for qualifying startup ventures seeking to establish operations in the downtown district.
