Start-Up Business Loans in Evansville, IN
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
The thrill of starting a venture is unmatched, but funding gaps can put a damper on progress. With a start-up business loan in Evansville, IN, and the right team, your business can achieve the impossible.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Evansville Business Loan Options
StartCap is your launchpad for success. We offer funding and resources to help your business thrive. Let’s take your vision to new heights!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Evansville or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Evansville, IN
Entrepreneurs in Evansville and around Vanderburgh County, StartCap has the tools you need to succeed. Explore nearby cities we serve and let’s take your business to new heights! From Henderson to Jasper and beyond, we've got you covered.
Start-Up Loan FAQ's
Entrepreneurs in Vanderburgh County face steep challenges securing startup business financing, with local traditional lenders often hesitant to risk capital on new ventures. The pulse of innovation in Evansville, IN pulses through small business dreams, yet funding pathways remain complex for emerging companies seeking initial investment.
Here are a few local suggestions:- Old National Bank at Main Street & NW 2nd Street
- First Federal Savings Bank at Weinbach Avenue & Lincoln Avenue
- Integra Bank at Diamond Avenue & Burkhardt Road
- Deaconess Healthcare Federal Credit Union at Green River Road & Lloyd Expressway
StartCap understands these financial hurdles require strategic approaches beyond conventional lending models. Our team recognizes that startup funding demands creative solutions, especially in regional markets like southwestern Indiana where economic landscapes continually evolve.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Evansville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Evansville, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Evansville offers several startup grant opportunities for local entrepreneurs. The Evansville Economic Development Corporation provides targeted micro-grants ranging from $1,000 to $5,000 for small business ventures in Vanderburgh County. Qualified applicants must demonstrate solid business plans and local economic impact potential.
Additional funding sources include the Southwest Indiana Small Business Development Center, which connects entrepreneurs with grant matching programs. The Community Foundation of Southwest Indiana also administers business development grants specifically designed for regional startups. Local banks like Old National Bank frequently offer competitive small business loan programs with favorable terms for IN-based entrepreneurs.
