Start-Up Business Loans in Union, OH
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Few things compare to the excitement of starting your own business, but lack of funds can be a harsh reality. With a start-up business loan in Union, OH, and the right team, there are no limits to what you can achieve.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Union Business Loan Options
At StartCap, we know what it takes to succeed. That’s why we offer funding and resources designed to help your business thrive. Let’s make it happen!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Union, OH
Entrepreneurs in Union and surrounding Montgomery County, StartCap has your back with funding and resources. Explore the nearby cities we serve and let’s get started! From Englewood to Oakwood and beyond, we've got you covered.
Start-Up Loan FAQ's
StartCap understands that securing start-up business loans in Union, OH, mirrors the challenges of climbing Preble County's challenging business landscape. Traditional local lenders often scrutinize new entrepreneurs with intense requirements like robust credit scores, collateral, and detailed business plans that can feel like solving a complex puzzle with missing pieces.
Here are a few local suggestions:- First Financial Bank at Main Street & High Street
- Local Credit Union of Union at Central Avenue & Market Road
- Farmer's State Bank at North Broadway & Wilson Avenue
- Community Trust Bank at Second Street & Walnut Lane
Entrepreneurs in Union typically need personal credit scores above 680, comprehensive business plans, initial investment capital, and potential collateral to demonstrate financial stability. While challenging, exploring multiple funding channels including local banks, credit unions, and alternative lenders like StartCap can provide pathways to transforming business dreams into reality.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Union, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, local start-up entrepreneurs in Union, OH have several grant opportunities. The Union Township Economic Development Office offers small business micro-grants ranging from $1,000 to $5,000 for qualifying new businesses. Local applicants must demonstrate a solid business plan and potential community economic impact.
Additional funding sources include the Ohio Small Business Development Center (OSBDC) regional grants and Montgomery County's entrepreneurial support programs. Interested business founders should contact the Union Township administration for specific application requirements and deadlines. Preliminary consultations can help streamline the grant acquisition process.
