Start-Up Business Loans in Union, MO
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Starting a business is one of life's most exciting challenges, but financial obstacles can be overwhelming. With a start-up business loan in Union, MO, and the right support team, the sky is not the limit—it's just the beginning.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Union Business Loan Options
StartCap is where ambition meets opportunity. We provide funding and services to help your business succeed. Let’s make your vision a reality!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Union, MO
Inspiring entrepreneurs in Union and across Franklin County—StartCap is your partner in success. See nearby cities we serve and let’s build something amazing together! From Washington to Dardenne Prairie and beyond, we've got you covered.
Start-Up Loan FAQ's
Union, MO boasts a rich agricultural heritage, yet local entrepreneurs often struggle to secure startup business funding. Obtaining traditional loans can feel like solving a complex puzzle, with banks demanding extensive documentation, strong credit histories, and substantial collateral from new business owners.
Here are a few local suggestions:- First Community Bank at Highway 50 & Highway 47
- Union State Bank at Main Street & Market Street
- Franklin County Bank at East Main Street & Highway 50
StartCap understands the challenges local entrepreneurs face in Missouri. While traditional lenders might hesitate, alternative funding sources like SBA microloans, community development financial institutions, and specialized startup loan programs can provide critical financial support for emerging businesses in Franklin County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Union, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, startup businesses in Union, MO have several localized grant opportunities. The Franklin County Economic Development Corporation offers micro-grants ranging from $1,000 to $5,000 for small enterprises launching within Union and surrounding Franklin County regions. Qualifying businesses must demonstrate local economic impact and sustainable growth potential.
Additional funding sources include the Missouri Small Business Development Center, which provides tailored advisory services and potential grant connections. Local banks like First Community Bank occasionally sponsor entrepreneurial programs with financial support. Union City Hall maintains a business resource center that can guide entrepreneurs through available municipal and county-level funding options.
