Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Apex, NC are a smart way to fund your business’s growth. StartCap offers flexible options and expert guidance, ensuring your funding process is stress-free. Start building your success with us today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Apex SBA Loans
StartCap provides businesses in Wake County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Apex or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Apex, NC
In Apex and surrounding areas, entrepreneurs can find the financial resources that will help them succeed. Tailored solutions are available to meet your specific needs and drive growth. From Cary to Knightdale and beyond, we're your credit line specialists.
SBA Loan FAQ's
Apex, NC, a dynamic tech corridor near Research Triangle Park, offers compelling opportunities for business funding. Local founders seeking SBA loans find multiple strategic resources amid Wake County's thriving economic ecosystem. Small business owners can explore tailored financial solutions matching their specific growth trajectories.
Here are a few local suggestions:- First Citizens Bank at Apex Peakway & Hunter Street
- BB&T Bank at Friendship Road & Highway 55
- Wells Fargo at Salem Street & Center Street
- Navy Federal Credit Union at Beaver Creek Commons
- Local Government Small Business Resource Center
- NC State Credit Union at Apex Municipal Complex
SBA loan programs like 7(a), 504, and microloans provide critical capital for equipment purchases, working capital, and commercial real estate acquisitions. StartCap represents an additional financing avenue for local start-ups seeking comprehensive business funding strategies in North Carolina's competitive small business environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Apex, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Apex, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Wake County's charming Apex, NC, SBA loans support various small business types, including professional services, retail establishments, and local contractors. Qualifying businesses range from HVAC technicians to digital marketing firms operating within the town's dynamic economic ecosystem.
Restaurants, construction companies, medical practices, and technology startups frequently secure funding through SBA programs. Local founders in service industries like plumbing, electrical work, and landscaping often benefit from these strategic financial resources tailored to North Carolina's small business landscape.