
You Have The Skills, Now Get The Tools
Whether it’s hammers or harvesters, our equipment loans in Artesia, NM, are built to meet your needs. With our help, your business can explore new frontiers and reach incredible milestones.

Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.

Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Artesia Equipment Loans
From secured loans to lines of credit, StartCap offers loan options that give your business the resources it needs to succeed. Our flexible terms and expert guidance ensure you have everything needed to grow.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Artesia or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Artesia, NM
Along with Artesia we proudly offer equipment loans to businesses in surrounding cities. No matter where you are, we’re here to help you secure the tools you need for success. From Carlsbad to Pecos and beyond, we've got you covered.

Equipment Loan FAQ's
Nestled in the southeastern corner of New Mexico, Artesia offers a dynamic landscape for business growth, particularly for local start-ups seeking equipment financing. The city's petroleum and agricultural sectors create unique opportunities for founders looking to invest in critical machinery and tools.
Equipment loans remain essential for business expansion, with multiple financing strategies available across Chaves County. Local financial institutions understand the specific needs of regional businesses, providing tailored solutions for purchasing industrial equipment.
Here are a few local suggestions:- Wells Fargo Bank at Main Street & 13th Street
- First National Bank of Artesia at Colorado Avenue & 2nd Street
- Bank of the West at Grand Avenue & Texas Street
- Cornerstone Bank at Missouri Avenue & 4th Street
- Credit Union of America at Washington Avenue & 1st Street
Interest rates for equipment loans in Artesia, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Artesia, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Artesia, NM spans diverse business sectors, offering opportunities for local start-ups seeking essential machinery. Restaurant owners, agricultural producers, and construction professionals can secure loans for specialized equipment like commercial ovens, irrigation systems, excavators, and heavy-duty trucks through various lending institutions.
Businesses around Chaves County might find financing solutions for manufacturing machinery, medical devices, technology infrastructure, and office equipment. Local lenders understand the economic dynamics of southeastern New Mexico and can structure equipment loans tailored to specific industry requirements and operational budgets.