Augusta Real Estate Funding

Hard Money Loans in Augusta, ME

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Competition Can Be Fierce

Waiting Could Cost You, Everything

StartCap is your trusted source for hard money loans in Augusta, ME. Whether you’re buying, renovating, or refinancing residential and commercial properties, we offer fast and reliable financing to keep your real estate projects on track.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

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Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

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Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Maine

More Than Augusta Hard Money Loans

StartCap supports small businesses in Kennebec County with unsecured loans and customized credit solutions that make financing simple and effective. Our financing options are designed to help you seize growth opportunities and maintain a competitive edge in your industry.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Augusta or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Kennebec County

Find Hard Money Loans Near
Augusta, ME

For businesses in Augusta and surrounding cities, StartCap makes securing hard money loans straightforward. Whether you need funds for an expansion, new investment, or equipment upgrade, we provide the financial resources you need. From Gardiner to Rockland and beyond, we're your real estate partner.

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Hard Money FAQ's

  Are there any local hard money lenders in Augusta?

Augusta, ME investors seeking hard money loans have several local financing options to explore. Private lenders in Kennebec County specialize in quick real estate funding for residential and commercial properties. Local mortgage brokers and specialized lending firms offer alternative financing solutions for property acquisitions and renovation projects.

Founders and property investors in ME can connect with hard money lenders through local real estate investment networks and professional referral services. Online platforms like StartCap provide accessible lending connections, while local private lending companies often offer personalized funding approaches tailored to specific property investment strategies in the Augusta region.

Interest rates for hard money loans in Augusta typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Augusta, ME's real estate market offers diverse opportunities for hard money loans across residential and commercial properties. From downtown brownstones to riverside investment properties along the Kennebec River, investors find flexible financing options for quick property acquisitions and renovations.

Local real estate investors in Kennebec County leverage hard money loans for single-family homes, multi-unit dwellings, warehouses, retail spaces, and fixer-upper properties requiring rapid rehabilitation. These short-term financing solutions support quick transactions in Maine's dynamic property investment ecosystem.

Elevate Yourself

Get Pre-Approved