Avondale Small Business Administration

SBA Loans in Avondale, AZ

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Avondale, AZ are accessible and straightforward with StartCap. Our expert team ensures you have the financial resources needed to grow your business. Partner with us for dependable support and guidance.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Arizona's Small Business Launchpad

We're More Than Avondale SBA Loans

StartCap’s financing solutions are designed to help businesses in Maricopa County grow and succeed. We offer personalized funding options that allow you to scale, innovate, and manage cash flow, all with the support you need.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Avondale or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Maricopa County

Find SBA Loans Near Avondale, AZ

In Avondale and surrounding areas, entrepreneurs can access flexible financial solutions tailored to help them grow. Whether scaling or optimizing, financial support is available to meet your goals. From Goodyear to Buckeye and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Avondale that can help with SBA loans?

Avondale, AZ sits at the crossroads of economic growth and small business potential, with local lenders offering strategic financial solutions for founders seeking SBA loan opportunities. The western Phoenix metropolitan area provides a dynamic environment for new business owners looking to secure funding through government-backed loan programs.

Here are a few local suggestions:
  • Wells Fargo Bank at Dysart Road & McDowell Road
  • Arizona State Credit Union at Buckeye Road & Cotton Lane
  • First Credit Union at Avondale Boulevard & Thomas Road
  • Banner Bank at Indian School Road & Litchfield Road
  • Desert Financial Credit Union at Baseline Road & 99th Avenue
  • Arizona Central Credit Union at Van Buren Street & 107th Avenue

SBA loan programs like 7(a), 504, and microloans provide flexible financing options for purchasing equipment, refinancing debt, acquiring real estate, or supporting working capital needs. Local start-ups in Avondale can explore these targeted lending resources to fuel their business growth and economic development.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Avondale, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Avondale, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Avondale, Arizona can access SBA loans across various industries, including construction, professional services, retail establishments, and local restaurants along Western Avenue. Qualifying businesses must meet specific federal guidelines and demonstrate financial stability within Maricopa County's economic ecosystem.

Service-based enterprises like plumbing contractors, HVAC technicians, landscaping companies, and electrical repair businesses frequently qualify for these funding opportunities. Local start-ups near Lake Pleasant Regional Park often find favorable loan conditions through SBA programs designed to support Arizona's growing commercial sectors.

Elevate Yourself

Get Pre-Approved