SBA Loans in Aztec, NM
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Aztec, NM, offering tailored solutions for small businesses. With flexible terms and expert guidance, we make funding your dreams straightforward and stress-free. Let us help power your entrepreneurial journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Aztec SBA Loans
StartCap delivers flexible and tailored financial solutions to businesses in San Juan County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Aztec or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Aztec, NM
In Aztec and surrounding cities, entrepreneurs can find the financial backing they need to succeed. Our solutions are designed to help you scale, innovate, and meet your goals. From Bloomfield to Grants and beyond, we're your credit line specialists.
SBA Loan FAQ's
Tucked amid the scenic landscapes of San Juan County, New Mexico, Aztec offers intriguing opportunities for business financing through Small Business Administration (SBA) loan programs. Local founders seeking capital for expansion, equipment purchases, or working capital can explore specialized lending resources tailored to regional economic development.
Here are a few local suggestions:- First National Bank of Aztec at Main Street & Ash Avenue
- San Juan Credit Union at Highway 550 & Maple Drive
- Wells Fargo Bank at Cedar Street & Plaza Boulevard
- Sandia Bank at Downtown Aztec Location
- New Mexico Bank & Trust at Historic District
SBA loan programs like 7(a), 504, and microloans provide flexible financing options for new business owners, covering needs ranging from real estate acquisitions to technology investments. Local lenders understand the unique economic dynamics of northwestern New Mexico and can offer personalized guidance through the application process.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Aztec, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Aztec, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In San Juan County, NM, small business owners in Aztec can access SBA loans through various programs targeting local enterprises. Retail shops, professional services, construction firms, and agricultural businesses often qualify for funding support from the Small Business Administration.
Qualifying ventures typically include restaurants, repair services, HVAC contractors, plumbing businesses, and professional consulting firms operating within the Aztec metropolitan area. Local founders should contact regional lending institutions to verify specific eligibility requirements and documentation needed for loan applications.
