Hard Money Loans in Baltimore, MD
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
For real estate investors in Baltimore, MD, StartCap offers hard money loans with fast approval and flexible terms. Whether you need capital for property acquisition or renovations, we provide the financial support you need to succeed.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Baltimore Hard Money Loans
Entrepreneurs in Baltimore (city) County rely on StartCap for unsecured funding and customized credit options to fuel their success. We provide flexible financial solutions that empower your business to grow and thrive in competitive markets.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Baltimore or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Baltimore, MD
In Baltimore and surrounding cities, StartCap provides hard money loans to help businesses secure the capital they need quickly and easily. Explore how our flexible financing options can fuel your growth. From Lansdowne to Overlea and beyond, we're your real estate partner.
Hard Money FAQ's
Baltimore, MD real estate investors seeking hard money loans have multiple potential sources within the Maryland market. Local private lenders, investment groups, and specialized financing companies operate throughout Baltimore County and surrounding metropolitan regions, offering alternative funding solutions for residential and commercial property acquisitions.
Financing opportunities exist through private money lenders, real estate investment networks, and specialized loan providers servicing Baltimore's dynamic property market. Local start-ups and commercial real estate firms often provide hard money lending options, though specific availability requires individual research and direct connections with potential funding sources.
Interest rates for hard money loans in Baltimore typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Baltimore's real estate investors utilize hard money loans across diverse property types in MD. From historic Federal Hill row houses to sprawling Inner Harbor commercial spaces, these alternative financing tools support quick property acquisitions and renovations throughout Baltimore County and surrounding metropolitan areas.
Residential properties like single-family homes, multi-unit dwellings, and townhouses qualify for hard money lending. Commercial real estate including warehouses, office buildings, retail spaces, and potential development sites around Fells Point and Canton also benefit from these flexible funding mechanisms in Maryland's largest city.
