Bartlesville Business Funding

Start-Up Business Loans in Bartlesville, OK

Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services  

Get Pre-Approved  
No Impact on Credit!
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Written by:
Corey Showers
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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Aim for the Stars

Start Your New Business Right

The excitement of launching a venture is unmatched, but without the right funding, even the best ideas can falter. A start-up business loan in Bartlesville, OK, and a strong support team can make all the difference.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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No Collateral? No Problem!

No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.

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Terms up to 10 Years

From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.

Funding at Light Speed2

Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.

Like Jet Fuel for Oklahoma Start-Ups

Bartlesville Business Loan Options

Fuel your entrepreneurial journey with StartCap! We offer services tailored to help your business grow and succeed. From funding solutions to expert advice, we’re here to power your next big move.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Bartlesville or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Washington County

Find Start-Up Business Loans
Near Bartlesville, OK

In Bartlesville or around Washington County, StartCap is your partner for funding and success. Explore nearby cities we serve and let’s fuel your business journey! From Skiatook to Vinita and beyond, we've got you covered.

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Start-Up Loan FAQ's

  Are there any local lenders in Bartlesville that offer start-up loans?

Bartlesville, OK stands out with its rich petroleum history and Frank Lloyd Wright architecture, creating a distinctive backdrop for entrepreneurial dreams. Securing start-up business loans in Washington County can feel like solving a complex financial maze, with traditional lenders often hesitant to fund new ventures without extensive financial documentation.

Here are a few local suggestions:
  • First National Bank at Frank Phillips Blvd & Delaware Ave
  • Landmark Bank at Johnstone & Adams Blvd
  • Bank of Oklahoma at Madison Ave & Frank Phillips Blvd
  • Truity Credit Union at Nowata Rd & Price Edwards Pkwy

StartCap understands the intricate process of obtaining business funding in Oklahoma. While local institutions typically require strong credit scores, comprehensive business plans, collateral, and personal guarantees, alternative financing options exist for entrepreneurs willing to explore creative funding strategies that extend beyond traditional banking parameters.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.

Interest rates for start-up business loans in Bartlesville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Bartlesville, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.

No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.

Yes, Bartlesville, OK offers several startup grant opportunities for local entrepreneurs. The Bartlesville Development Authority provides micro-grants ranging from $1,000 to $5,000 for small business initiatives within city limits. Additional resources include Oklahoma Small Business Development Center grants and targeted funding through community economic development programs.

Local entrepreneurs can explore specific funding channels like the Washington County Economic Development Foundation, which occasionally offers startup assistance. Private sector partnerships with Phillips 66 and local banking institutions also create potential grant opportunities for innovative business concepts emerging from Bartlesville's entrepreneurial ecosystem.

Elevate Yourself

Get Pre-Approved