Bethesda Small Business Administration

SBA Loans in Bethesda, MD

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Secure your business’s future with SBA loans in Bethesda, MD through StartCap. Our flexible terms and efficient process ensure your funding journey is smooth. Take the next step toward success with confidence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Maryland's Small Business Launchpad

We're More Than Bethesda SBA Loans

StartCap is proud to offer businesses in Montgomery County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Bethesda or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Montgomery County

Find SBA Loans Near Bethesda, MD

Entrepreneurs in Bethesda and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Forest Glen to Potomac and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Bethesda that can help with SBA loans?

Bethesda's dynamic business ecosystem thrives with numerous financing options for local start-ups seeking SBA loan support. Small business owners in Montgomery County, MD find multiple pathways to secure critical funding for expansion, equipment purchases, and operational growth.

Here are a few local suggestions:
  • Sandy Spring Bank at Wisconsin Avenue & Bradley Boulevard
  • Congressional Bank at Old Georgetown Road & East-West Highway
  • Capital Bank at Bethesda Avenue & Arlington Road
  • United Bank at Woodmont Avenue & Norfolk Avenue
  • BB&T Bank at Maryland Avenue & Bethesda Lane
  • Chevy Chase Bank at Bradley Boulevard & Wisconsin Avenue

SBA loan programs like 7(a), 504, and microloans offer tremendous opportunities for founders seeking capital in the metro Washington DC region. Local financial institutions understand the intricate needs of businesses, providing tailored solutions beyond traditional lending approaches.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Bethesda, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Bethesda, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Montgomery County's Bethesda district frequently qualify for SBA loans across diverse sectors. Local enterprises including professional services, tech startups, medical practices, retail establishments, and professional consulting firms often meet federal lending requirements.

Service-based businesses like HVAC contractors, plumbing companies, electrical services, and landscaping operations near Capital Crescent Trail frequently secure Small Business Administration financing. Bethesda's strategic location near Washington D.C. enhances opportunities for local business growth and federal loan accessibility.

Elevate Yourself

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