SBA Loans in Billings, MT
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Billings, MT make funding easy for small businesses. Our competitive rates and tailored support simplify your journey to success. Achieve your goals with a trusted partner by your side.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Billings SBA Loans
StartCap delivers flexible financial solutions to businesses in Yellowstone County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Billings or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Billings, MT
For entrepreneurs in Billings and neighboring cities, financial support is available to turn your ideas into reality. Our customized solutions provide the tools you need to grow. From Lockwood to Belgrade and beyond, we're your credit line specialists.
SBA Loan FAQ's
Billings, MT stands as a dynamic hub for business growth, with local founders seeking strategic financial support through SBA loans. The region's economic landscape offers multiple opportunities for new business owners looking to secure funding across various industries like agriculture, technology, and retail services.
Here are a few local suggestions:- First Interstate Bank at 6th Avenue North & North 27th Street
- Bank of the West at King Avenue East & 24th Street West
- Big Sky Federal Credit Union at Main Street & 24th Street
- Western Security Bank at Grand Avenue & 27th Street
- Mountain West Bank at King Avenue & Grand Avenue
SBA loan programs like 7(a), 504, and microloans provide critical financial resources for Montana business owners seeking equipment purchases, working capital, real estate acquisitions, and startup expenses. Local lenders understand the intricate financial needs of Yellowstone County entrepreneurs and offer tailored financing solutions.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Billings, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Billings, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Billings, MT can access SBA loans through various local sectors including retail, hospitality, professional services, and agricultural support industries. Qualifying businesses typically need strong credit histories, solid business plans, and demonstrated revenue potential in Yellowstone County's dynamic economic environment.
Service-based enterprises like construction contractors, plumbing businesses, HVAC specialists, and local restaurants frequently meet SBA loan requirements. Startup ventures in technology, healthcare, and specialized manufacturing around the Billings metropolitan area may also secure funding through these strategic financial programs.
