![Shop Image](/wp-content/uploads/2025/01/apartment.png)
Waiting Could Cost You, Everything
StartCap offers hard money loans in Birmingham, MI for residential and commercial real estate projects. Whether you are buying, renovating, or refinancing, our quick and flexible loans provide the capital you need to seize opportunities and move forward with your real estate ventures.
![Pay Icon](/wp-content/uploads/2024/12/pay.png)
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
![Asset Icon](/wp-content/uploads/2025/01/town.png)
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
![Calendar Icon](/wp-content/uploads/2025/01/calendar-1.png)
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Birmingham Hard Money Loans
StartCap provides businesses in Oakland County with the financial tools they need, offering unsecured loans and credit solutions that empower entrepreneurs to meet their short- and long-term goals. Our products are designed to support your business growth every step of the way.
![House Image](/wp-content/uploads/2025/01/mansion.png)
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
![](/wp-content/uploads/2024/12/rocket-launch.png)
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
![](/wp-content/uploads/2024/12/take-off.png)
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
![](/wp-content/uploads/2024/12/rocket.png)
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
![Digital Marketing Image](/wp-content/uploads/2025/01/digital-campaign.png)
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Birmingham or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Birmingham, MI
Businesses in Birmingham and nearby cities trust StartCap for quick and easy hard money loans. Whether you’re expanding your business or buying new equipment, we provide the financial support you need to succeed. From Beverly Hills to Ferndale and beyond, we're your real estate partner.
![Map Image](/wp-content/uploads/2024/12/map-1.png)
Hard Money FAQ's
Finding hard money loans in Birmingham, MI requires strategic research across Oakland County's financial landscape. Local private lenders, real estate investment groups, and specialized lending firms operate in the metropolitan Detroit area, offering alternative financing for residential and commercial property investments.
While specific hard money loan providers fluctuate, local real estate networks and investment associations in Michigan can connect founders and property investors with potential funding sources. StartCap represents one potential resource, though individual lending criteria vary significantly depending on property type, location, and borrower financial positioning.
Interest rates for hard money loans in Birmingham typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Birmingham, MI offers diverse real estate investment opportunities for hard money loans. From charming Tudor-style homes near Birmingham's historic downtown to modern commercial spaces along Woodward Avenue, investors find multiple financing options for residential and mixed-use properties.
Hard money loans in Oakland County support various property types including single-family residences, multi-unit apartment complexes, retail spaces, industrial warehouses, and potential redevelopment projects. Local real estate investors leverage these flexible financing tools to quickly secure promising real estate assets in metro Detroit.