Blackfoot Small Business Administration

SBA Loans in Blackfoot, ID

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Blackfoot, ID are accessible and straightforward with StartCap. Our expert team ensures you have the financial resources needed to grow your business. Partner with us for dependable support and guidance.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Idaho's Small Business Launchpad

We're More Than Blackfoot SBA Loans

StartCap provides tailored financial solutions that help businesses in Bingham County thrive. Whether you need funding for growth, expansion, or operational needs, we offer flexible options designed to meet your unique goals.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Blackfoot or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Bingham County

Find SBA Loans Near Blackfoot, ID

For entrepreneurs in Blackfoot and beyond, the path to success is made easier with flexible financing solutions. Tailored resources are available to meet your specific needs and drive growth. From Chubbuck to Smithfield and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Blackfoot that can help with SBA loans?

Blackfoot, ID sits at the crossroads of agricultural innovation and small business growth, creating a dynamic environment for local founders seeking financial support. The region's economic landscape offers intriguing opportunities for new business owners looking to secure SBA loan funding across Bingham County's diverse commercial sectors.

Here are a few local suggestions:
  • First Federal Credit Union at N Main St & S Broadway
  • Idaho Central Credit Union at E Bridge St & N Capital Ave
  • Mountain America Credit Union at W Pacific St & N Lee Ave
  • Bank of Idaho at W Olive St & N Capital Ave
  • Wells Fargo at N Bennett Ave & E Bridge St
  • US Bank at N Capital Ave & E Bridge St

Small business owners exploring SBA loan options might find multiple financing channels in Blackfoot, including 7(a) loans for working capital, equipment purchases, and real estate investments. Local financial institutions understand the nuanced needs of start-ups and established businesses seeking strategic growth opportunities in southeastern Idaho.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Blackfoot, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Blackfoot, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Bingham County, ID can access SBA loans through local financial institutions. Qualifying businesses include retail stores, agricultural services, restaurants, and professional services like accounting and legal firms operating within Blackfoot's economic ecosystem.

Service-based enterprises such as plumbing contractors, HVAC technicians, electrical repair services, and landscaping businesses may also secure funding. Local manufacturers, construction companies, and technology startups in the Blackfoot region frequently leverage these financial resources for growth and expansion.

Elevate Yourself

Get Pre-Approved