Boulder Small Business Administration

SBA Loans in Boulder, CO

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Fuel your business ambitions with SBA loans in Boulder, CO from StartCap. Our simplified process and flexible options give you the financial tools you need to grow. Achieve your business goals with us.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Colorado's Small Business Launchpad

We're More Than Boulder SBA Loans

At StartCap, we understand the challenges businesses face. That’s why we provide businesses in Boulder County with customized financial solutions designed to help them achieve their goals and navigate obstacles with confidence.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Boulder or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Boulder County

Find SBA Loans Near Boulder, CO

Located in Boulder or nearby? You can benefit from financial solutions that help entrepreneurs thrive. Our tools are designed to support growth and help you achieve your goals more effectively. From Superior to Golden and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Boulder that can help with SBA loans?

Boulder's entrepreneurial ecosystem thrives amid the Rocky Mountain foothills, offering dynamic support for local start-ups seeking financial resources. Small business owners exploring SBA loan opportunities find multiple strategic options within Colorado's innovation-driven business community.

Here are a few local suggestions:
  • FirstBank at Pearl Street & Canyon Boulevard
  • Alpine Bank at Baseline Road & Broadway
  • Denver Federal Credit Union at 28th Street & Baseline
  • US Bank at Walnut Street & 28th Street
  • Wells Fargo at Broadway & Canyon Boulevard
  • Community Banks of Colorado at Baseline Road & Mohawk Drive

SBA loan programs like 7(a), 504, and microloans provide crucial financing for equipment purchases, working capital, real estate acquisitions, and expansion projects. Local founders can leverage these flexible funding mechanisms to transform innovative concepts into sustainable business ventures across Boulder's dynamic economic landscape.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Boulder, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Boulder, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Boulder, CO, SBA loans support various local businesses, including tech startups, professional services, retail establishments, and service-based industries like landscaping, plumbing, and electrical contractors. Qualifying businesses must meet specific criteria, such as operating within Boulder County and maintaining good credit standing.

Hospitality ventures, outdoor recreation equipment shops, and innovative software companies often secure SBA financing through local lenders. Manufacturing firms, consulting agencies, and health-related businesses in Colorado's entrepreneurial ecosystem can also access these critical funding resources for growth and expansion.

Elevate Yourself

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