Brainerd Real Estate Funding

Hard Money Loans in Brainerd, MN

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
Shop Image
Competition Can Be Fierce

Waiting Could Cost You, Everything

StartCap offers hard money loans in Brainerd, MN for residential and commercial real estate projects. Whether you are buying, renovating, or refinancing, our quick and flexible loans provide the capital you need to seize opportunities and move forward with your real estate ventures.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Pay Icon

Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset Icon

Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

Calendar Icon

Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Minnesota

More Than Brainerd Hard Money Loans

Entrepreneurs in Crow Wing County trust StartCap for unsecured loans and flexible credit options tailored to their needs. Our financial products are designed to support your growth and ensure the success of your business.

House Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Digital Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Brainerd or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Crow Wing County

Find Hard Money Loans Near
Brainerd, MN

StartCap is proud to help businesses in Brainerd and nearby cities with hard money loans that are fast, flexible, and easy to qualify for. Whether you’re expanding or upgrading, we have the financing you need. Find out more about the cities we serve and how we can support your business goals. From Baxter to Zimmerman and beyond, we're your real estate partner.

Map Image

Hard Money FAQ's

  Are there any local hard money lenders in Brainerd?

Discovering hard money loan sources in Crow Wing County, MN requires strategic research for property investors and local start-ups seeking alternative financing. Brainerd's real estate market offers multiple potential lending opportunities through private investors, real estate professionals, and specialized lending networks serving residential and commercial property transactions.

Local mortgage brokers, real estate investment groups, and private funding networks in MN potentially provide hard money loan solutions for quick property acquisitions. While StartCap represents one potential resource, founders should explore multiple local lending channels across Brainerd and surrounding Crow Wing County areas to identify the most suitable financing approach for their specific investment goals.

Interest rates for hard money loans in Brainerd typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

In Crow Wing County, Brainerd's real estate market offers diverse opportunities for hard money loan investments. Local property types range from lakeside residential homes near recreational areas to multi-unit residential complexes and commercial properties along busy thoroughfares.

Investors targeting Brainerd properties can utilize hard money loans for fix-and-flip residential structures, vacant land development, small retail spaces, and industrial warehouses near Highway 210. These financing options provide quick capital for properties requiring rapid renovation or strategic acquisition.

Elevate Yourself

Get Pre-Approved