Carencro Small Business Administration

SBA Loans in Carencro, LA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Small businesses in Carencro, LA can rely on StartCap for SBA loans that deliver results. Flexible terms and simplified processes ensure you get the funding you need without hassle. Start building your success story today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Louisiana's Small Business Launchpad

We're More Than Carencro SBA Loans

Businesses in Lafayette County trust StartCap for financial solutions that help them grow. Our flexible financing options are designed to meet your unique needs, providing the tools and support necessary for long-term success.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Carencro or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Lafayette County

Find SBA Loans Near Carencro, LA

Entrepreneurs in Carencro and surrounding areas can access tailored financial solutions to help them grow their businesses. Our tools are designed to meet the unique needs of every entrepreneur. From Scott to Abbeville and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Carencro that can help with SBA loans?

Tucked away in Lafayette Parish, Carencro represents a dynamic small business environment where local founders seek strategic financial support through SBA loan programs. Business owners exploring lending options find multiple pathways for securing critical capital to launch or expand their commercial ventures.

Here are a few local suggestions:
  • Home Bank at Veterans Memorial Drive & North University Avenue
  • Lafayette Community Credit Union at Johnston Street & Moss Street
  • First Citizens Bank at Carencro Highway & Breaux Road
  • Acadiana Funding Solutions at Main Street & Commercial Drive
  • Louisiana Lending Group at Ambassador Caffery Parkway & Kaliste Saloom Road
  • Community Trust Bank at I-49 Frontage Road & Carencro Highway

SBA loans in Louisiana offer versatile financing for equipment purchases, working capital, real estate acquisition, and refinancing existing business debt. Local lenders understand regional economic dynamics and provide tailored solutions matching the specific needs of Carencro's entrepreneurial ecosystem.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Carencro, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Carencro, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Carencro, LA often qualify for SBA loans across various sectors. Local enterprises like construction firms, professional services, retail shops, and agricultural businesses can access financial support through the Small Business Administration's lending programs.

Service-based operations such as plumbing contractors, HVAC specialists, automotive repair shops, and landscaping companies frequently meet SBA loan requirements in Lafayette Parish. Restaurant owners, home-based businesses, and technology startups may also receive funding assistance through these specialized lending channels.

Elevate Yourself

Get Pre-Approved