Catonsville Small Business Administration

SBA Loans in Catonsville, MD

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Small businesses in Catonsville, MD benefit from StartCap’s hassle-free SBA loans. Our competitive rates and tailored guidance provide the support you need to thrive. Take the next step in your business journey with us.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Maryland's Small Business Launchpad

We're More Than Catonsville SBA Loans

Businesses in Baltimore County trust StartCap to provide financing solutions that grow with them. We offer a range of options tailored to meet your business’s unique needs, ensuring you have the resources to succeed.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Catonsville or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Baltimore County

Find SBA Loans Near Catonsville, MD

For entrepreneurs in Catonsville and beyond, the path to success is made easier with flexible financing solutions. Tailored resources are available to meet your specific needs and drive growth. From Arbutus to Linthicum and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Catonsville that can help with SBA loans?

Catonsville, Maryland, situated in Baltimore County, offers a dynamic business ecosystem with numerous financial resources for local founders seeking Small Business Administration (SBA) loan opportunities. Small business owners exploring funding options can discover multiple lending pathways through regional financial institutions specializing in government-backed financing.

Here are a few local suggestions:
  • M&T Bank at Frederick Road & Ingleside Avenue
  • PNC Bank at Bloomsbury Avenue & Rolling Road
  • Bank of America at Fredrick Road & Wilkens Avenue
  • BCU at Catonsville Commons Shopping Center
  • Sandy Spring Bank at Baltimore National Pike
  • SECU Maryland Credit Union near Catonsville Town Center

SBA loans provide critical support for new business owners, offering funding for equipment purchases, working capital, and commercial real estate acquisitions. Local Maryland lenders understand the unique financial landscapes of small businesses in the Baltimore metropolitan region, providing tailored solutions that align with entrepreneurs' growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Catonsville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Catonsville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business founders in Catonsville, MD operating service-based enterprises like landscaping, plumbing, HVAC, and electrical contracting frequently qualify for SBA loan programs through local financial institutions. These businesses must meet specific revenue thresholds and operational criteria within Baltimore County's economic framework.

Retail shops, professional services, manufacturing facilities, and restaurant establishments near the University of Maryland Baltimore County campus can also secure SBA funding. Qualifying businesses typically demonstrate stable revenue, strong credit profiles, and meaningful contributions to the local Catonsville commercial ecosystem.

Elevate Yourself

Get Pre-Approved