Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Catonsville, MD benefit from StartCap’s hassle-free SBA loans. Our competitive rates and tailored guidance provide the support you need to thrive. Take the next step in your business journey with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Catonsville SBA Loans
Businesses in Baltimore County trust StartCap to provide financing solutions that grow with them. We offer a range of options tailored to meet your business’s unique needs, ensuring you have the resources to succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Catonsville or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Catonsville, MD
For entrepreneurs in Catonsville and beyond, the path to success is made easier with flexible financing solutions. Tailored resources are available to meet your specific needs and drive growth. From Arbutus to Linthicum and beyond, we're your credit line specialists.
SBA Loan FAQ's
Catonsville, Maryland, situated in Baltimore County, offers a dynamic business ecosystem with numerous financial resources for local founders seeking Small Business Administration (SBA) loan opportunities. Small business owners exploring funding options can discover multiple lending pathways through regional financial institutions specializing in government-backed financing.
Here are a few local suggestions:- M&T Bank at Frederick Road & Ingleside Avenue
- PNC Bank at Bloomsbury Avenue & Rolling Road
- Bank of America at Fredrick Road & Wilkens Avenue
- BCU at Catonsville Commons Shopping Center
- Sandy Spring Bank at Baltimore National Pike
- SECU Maryland Credit Union near Catonsville Town Center
SBA loans provide critical support for new business owners, offering funding for equipment purchases, working capital, and commercial real estate acquisitions. Local Maryland lenders understand the unique financial landscapes of small businesses in the Baltimore metropolitan region, providing tailored solutions that align with entrepreneurs' growth strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Catonsville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Catonsville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business founders in Catonsville, MD operating service-based enterprises like landscaping, plumbing, HVAC, and electrical contracting frequently qualify for SBA loan programs through local financial institutions. These businesses must meet specific revenue thresholds and operational criteria within Baltimore County's economic framework.
Retail shops, professional services, manufacturing facilities, and restaurant establishments near the University of Maryland Baltimore County campus can also secure SBA funding. Qualifying businesses typically demonstrate stable revenue, strong credit profiles, and meaningful contributions to the local Catonsville commercial ecosystem.