Collingswood Small Business Administration

SBA Loans in Collingswood, NJ

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Small businesses in Collingswood, NJ can access competitive SBA loans through StartCap. Our streamlined process and expert guidance ensure funding is simple and effective. Let us fuel your business growth journey.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're New Jersey's Small Business Launchpad

We're More Than Collingswood SBA Loans

StartCap is proud to offer businesses in Camden County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Collingswood or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Camden County

Find SBA Loans Near Collingswood, NJ

In Collingswood and nearby cities, entrepreneurs can access financial solutions designed to facilitate growth. Tailored support is available to meet your unique needs and help you succeed. From Audubon to Somerdale and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Collingswood that can help with SBA loans?

Exploring small business financing options in Camden County, NJ reveals numerous opportunities for local founders seeking SBA loans. Collingswood's dynamic business ecosystem offers multiple avenues for emerging companies looking to secure strategic funding through specialized lending programs.

Here are a few local suggestions:
  • TD Bank at Haddon Avenue & Collings Avenue
  • Beneficial Bank at White Horse Pike & Collings Avenue
  • First Bank at Haddon Avenue & Atlantic Avenue
  • Philadelphia Federal Credit Union at Collingswood Plaza
  • Capital One Bank near Oaklyn border
  • Wells Fargo at Haddon Avenue Central Business District

SBA loan programs like 7(a), 504, and microloans provide critical support for new business owners seeking capital for equipment purchases, working capital, real estate acquisition, and expansion strategies. Local lenders understand the specific financial requirements of small businesses in the Collingswood market.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Collingswood, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Collingswood, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Camden County's Collingswood, NJ, small businesses across various sectors like retail, professional services, and local contracting can access SBA loan opportunities. Qualifying establishments including restaurants, home improvement companies, and professional consultants serving the South Jersey region often meet initial lending requirements.

Specific business types such as HVAC technicians, plumbing services, electrical contractors, and independent professional practices frequently align with SBA lending criteria. Local founders in Collingswood seeking financial support must demonstrate operational stability, creditworthiness, and a solid business plan to secure potential loan approvals.

Elevate Yourself

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