Columbia Equipment Financing

Business Equipment Loans in Columbia, MO

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Columbia, MO, are designed to meet the unique needs of businesses like yours. From delivery vans to drilling machines, we’ll help you turn your vision into reality.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Missouri

Not Just Columbia Equipment Loans

Whether you're expanding, upgrading equipment, or managing cash flow, StartCap offers multiple loan options. With secured loans, lines of credit, and more, we have the flexibility to match your business's needs.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Columbia or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Boone County

Find Business Equipment Loans
Near Columbia, MO

No matter where you’re located, we offer equipment loans in Columbia and nearby cities. Our financing options are tailored to help your business get the tools it needs for success. From Fulton to Bowling Green and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Columbia that offer equipment loans?

Columbia's dynamic business ecosystem buzzes with opportunity for new business owners seeking equipment financing. The Show Me State offers diverse lending solutions for local start-ups wanting to acquire essential machinery and technology investments.

Here are a few local suggestions:
  • First Bank of Boone County at Broadway & Walnut Street
  • Missouri Business Bank at Providence & Forum
  • Columbia Credit Union at Green Meadows & I-70
  • Landmark Bank at Forum & Vandiver
  • Central Bank of Boone County at Broadway & Ash Street
  • MidMissouri Bank at Providence Road & Broadway

Local founders exploring equipment loans might find StartCap a strategic partner for tailored financing approaches. Equipment acquisition remains critical for Missouri businesses looking to scale operations and maintain competitive market positioning.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Columbia, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Columbia, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Columbia, MO covers a wide range of business machinery and tools essential for local enterprises. Businesses in Boone County can secure loans for restaurant kitchen equipment, agricultural machinery, construction vehicles, medical devices, and manufacturing technology across various industries.

Local founders in Missouri seeking financial solutions might explore options through regional banks, credit unions, and specialized lending institutions. StartCap represents one potential avenue for equipment financing, though local business owners should compare multiple lending sources to determine the most advantageous terms for their specific operational requirements.

Elevate Yourself

Get Pre-Approved