Columbus Equipment Financing

Business Equipment Loans in Columbus, OH

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Columbus, OH, provide the support your business needs to thrive. Whether you’re expanding production or opening a new location, we’re here to help you achieve liftoff without turbulence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Ohio

Not Just Columbus Equipment Loans

Whether you’re upgrading equipment or managing cash flow, StartCap’s loan options, including secured loans and lines of credit, are designed to meet your needs. Let us help you find the right solution for your business.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Columbus or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Franklin County

Find Business Equipment Loans
Near Columbus, OH

For businesses in Columbus and nearby cities, our equipment loans provide affordable and flexible solutions. No matter the size of your business, we’re here to help you reach your potential. From Grandview Heights to Reynoldsburg and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Columbus that offer equipment loans?

Columbus, OH bursts with industrial innovation along the Scioto River corridor, positioning local founders to accelerate business growth through strategic equipment financing. Small business owners seeking machinery investments find multiple lending resources supporting their expansion goals.

Here are a few local suggestions:
  • Fifth Third Bank at Broad Street & High Street
  • Huntington Bank at Main Street & Front Street
  • JP Morgan Chase at Nationwide Boulevard & High Street
  • Ohio Credit Union League at Morse Road & Cleveland Avenue
  • First Financial Bank at Polaris Parkway
  • Citizens Bank at Lane Avenue & Northwest Boulevard

Equipment loans represent crucial financial tools for Ohio businesses establishing competitive infrastructures. Regional financial institutions understand local market dynamics, offering tailored solutions that accommodate equipment acquisition strategies for manufacturing, technology, and service-oriented enterprises.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Columbus, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Columbus, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Columbus, OH spans diverse industry needs, covering essential machinery for growing businesses across Franklin County. Restaurant owners, construction firms, and agricultural professionals can secure loans for critical operational tools like commercial ovens, excavators, tractors, and specialized manufacturing equipment.

From food trucks in the Short North to farming operations near Delaware County, business owners find flexible financing options for trucks, heavy machinery, restaurant kitchen appliances, and technological infrastructure. Local lenders understand regional economic requirements and offer tailored solutions matching central Ohio's dynamic business environment.

Elevate Yourself

Get Pre-Approved