SBA Loans in Concord, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
Empower your business with SBA loans in Concord, NC through StartCap. Our expert team ensures a smooth process, helping you secure funding to fuel your goals. Take the first step toward success with our trusted solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Concord SBA Loans
StartCap is dedicated to helping businesses in Cabarrus County reach their full potential. Our range of financial solutions is designed to provide the support and resources needed to achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Concord or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Concord, NC
For entrepreneurs in Concord and neighboring cities, financial support is available to turn your ideas into reality. Our customized solutions provide the tools you need to grow. From Kannapolis to Matthews and beyond, we're your credit line specialists.
SBA Loan FAQ's
Concord, NC thrives with a dynamic business ecosystem, where local founders seek strategic financial support for their ventures. The city's entrepreneurial spirit drives innovation across manufacturing, retail, and technology sectors, creating opportunities for growth-minded business owners exploring Small Business Administration (SBA) loan options.
Here are a few local suggestions:- First Bank at Poplar Tennant Street & Church Street North
- Truist Bank at Concord Mills Boulevard & Sam Ervin Parkway
- Wells Fargo at Concord Parkway South & Lake Concord Drive
- Citizens South Bank at Union Street South & Cabarrus Avenue
- Local Government Credit Union at West A Street & Union Street
- Carolina Trust Federal Credit Union at Concord Mills Boulevard
SBA loans in North Carolina provide critical funding mechanisms for small businesses, offering competitive interest rates and flexible terms. From 7(a) loans supporting working capital to 504 loans for real estate and equipment purchases, local lenders understand the unique financial requirements of Cabarrus County's diverse business landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Concord, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Concord, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Local businesses in Cabarrus County's economic hub of Concord, NC frequently qualify for Small Business Administration (SBA) loans across multiple industries. Service providers like plumbing contractors, HVAC technicians, commercial landscapers, and electrical companies often receive strong loan consideration for their operational needs.
Manufacturing facilities, retail establishments, professional service firms, and restaurant ventures near Charlotte also benefit from SBA loan programs. Small business founders operating within Concord's dynamic commercial zones typically find support through 7(a) loans, microloans, and equipment financing options tailored to their specific industry requirements.
