SBA Loans in Delaware, OH
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Delaware, OH through StartCap deliver tailored solutions for small businesses. Our competitive rates and expert advice make funding your dreams easy. Launch your business into a brighter future today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Delaware SBA Loans
At StartCap, businesses in Delaware County can access a variety of financing options to support their journey. Our diverse financial solutions are designed to empower entrepreneurs and help them reach their business objectives with ease.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Delaware or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Delaware, OH
In Delaware and neighboring cities, entrepreneurs have access to financial solutions tailored to their needs. Our flexible support helps scale businesses and achieve long-term success. From Powell to Gahanna and beyond, we're your credit line specialists.
SBA Loan FAQ's
Delaware, OH sits amid rolling farmlands and historic downtown charm, offering a fertile ground for local business growth. Small business founders seeking financial support often explore SBA loan opportunities through regional financial institutions strategically positioned throughout Delaware County.
Here are a few local suggestions:- First Knox National Bank at William Street & Sandusky Street
- Bank of Delaware at Sunbury Road & Winter Street
- Delaware Area Credit Union at Powell Road & Olentangy Street
- Central Ohio Federal Credit Union at Blue Avenue & Merchants Row
- Ohio Regional Bank at Liberty Street & Main Street
- Community First Bank at High Street & Winter Street
SBA loan programs in Delaware, OH range from 7(a) working capital assistance to 504 commercial real estate financing. Local start-ups can leverage these funding options for equipment purchases, inventory expansion, or facility improvements, with competitive interest rates tailored to small business needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Delaware, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Delaware, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Delaware, OH businesses in various sectors like retail, manufacturing, and professional services may qualify for SBA loans through local lenders. The Delaware County economic development team assists small business owners seeking federal funding support for growth and operational expansion.
Service-based enterprises such as plumbing contractors, HVAC technicians, landscaping companies, and local restaurants frequently access SBA loan programs. Start-ups and established businesses near Ohio Wesleyan University often benefit from targeted financing opportunities within Delaware's competitive business ecosystem.
