Devils Lake Credit Lines

Business Line of Credit in Devils Lake, ND

Fuel your new business with on-demand access to capital,
up to $250,000 in extra boost  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Vital To Your Longevity

Your Credit Line, Is Your Lifeline

Every business needs timely capital, no matter where you are in your journey. Payroll, inventory, and equipment demands never stop. With a business line of credit in Devils Lake, ND, and strong support, your business could launch into orbit.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Flexible Access to Funds

Access financing when you need it and pay only on what you use—ideal for fast cash flow.

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Revolving Credit for Growth

Borrow, repay, and reuse. A business line of credit that grows with your venture's needs.

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Custom Limits for Your Needs

Credit lines tailored to your business, with limits starting at $10,000 and room to grow.

Like Watering a North Dakota Plant

Devils Lake Business Credit & Loan Options

StartCap drives business success with funding and resources made for you. We're dedicated to helping your dreams become a reality. From credit lines to real estate opportunities, we're the partner you need.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your venture needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Devils Lake or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Ramsey County

Find a Business Line of Credit
Near Devils Lake, ND

Businesses in Devils Lake, throughout Ramsey County, and across the nation rely on StartCap! Accessing credit and funding locally doesn't have to be difficult with us on your side. Check out the nearby cities we serve and let's grow together. From Jamestown to Fargo and beyond, we're your BLOC specialists.

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BLOC FAQ's

  Are there any institutions in Devils Lake that offer business lines of credit?

Yes, business lines of credit exist for start-ups in Devils Lake, North Dakota. Local financial institutions recognize the economic potential of emerging businesses in Ramsey County's regional hub. Founders seeking startup capital have multiple avenues to secure flexible funding through community-focused banking resources.

Here are a few local suggestions:
  • First International Bank & Trust at Main Street & 5th Avenue
  • Dakota Community Bank & Trust at Highway 2 & College Drive
  • Gate City Bank at Highway 20 & 4th Street
  • North Country Bank at US-2 & Main Street

Business lines of credit for local start-ups typically require solid business plans, personal credit histories, and potential collateral. New business owners in Devils Lake can expect personalized consultations from local financial experts who understand regional economic dynamics and support entrepreneurial growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for business lines of credit in Devils Lake, generally range from around 6% to 18%, depending on factors such as the lender's policies, the borrower’s credit score, and the current prime rate. Typically, the rates are tied to the prime rate, with some lenders adding a margin based on the borrower’s creditworthiness and other criteria. These rates may fluctuate over time, so it’s important for businesses to check with local lenders for the most accurate and up-to-date terms.

No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.

Yes, Devils Lake, ND offers several local government and financial programs for business lines of credit. The Ramsey County Economic Development Corporation provides targeted assistance for small business owners seeking financial resources. Local start-ups can explore funding opportunities through regional banking institutions near Lake Region State College.

Key options include the North Dakota Development Fund, which offers low-interest credit lines for qualifying businesses in ND. First International Bank of Devils Lake provides specialized local lending programs tailored to regional economic needs. Small business founders might also investigate North Dakota Small Business Administration resources for additional credit support.

Elevate Yourself

Get Pre-Approved