SBA Loans in Edgewood, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Edgewood, MD are within reach with StartCap. We offer small businesses the competitive funding options they need to succeed. Propel your business forward with confidence and support from our team.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Edgewood SBA Loans
For businesses in Harford County, StartCap provides customized financial support to help you achieve your goals. From growth to innovation, we offer solutions designed to fuel your business’s success and long-term sustainability.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Edgewood or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Edgewood, MD
In Edgewood and its neighboring cities, entrepreneurs have the opportunity to access a wide range of financial resources that can make all the difference in reaching their business goals. From Joppatowne to Carney and beyond, we're your credit line specialists.
SBA Loan FAQ's
Edgewood, Maryland, situated in Harford County, offers an intriguing business environment for local start-ups seeking financial support. Small business owners investigating SBA loan opportunities will discover multiple resources within the region's financial ecosystem.
Financing dreams requires strategic planning, especially when securing capital for business expansion or initial startup costs. Local financial institutions understand the nuanced requirements of regional business development and provide tailored lending solutions.
Here are a few local suggestions:- APG Federal Credit Union at Pulaski Highway & Michaels Drive
- Harford Bank at Marketplace Drive & Constant Friendship Boulevard
- MECU Credit Union at Mountain Road & Edgewood Road
- Sandy Spring Bank at Riverside Parkway
- PNC Bank at Creswell Road
- BB&T Bank at Ebenezer Road
Interest rates for SBA loans in Edgewood, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Edgewood, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Harford County's Edgewood, SBA loans support diverse local businesses ranging from construction contractors and home service providers to retail shops and professional service firms. Manufacturing establishments near Aberdeen Proving Ground frequently qualify for federal small business financing through various SBA program options.
Qualifying businesses in MD typically include HVAC technicians, plumbing services, electrical contractors, and commercial landscaping companies operating within Edgewood's economic corridor. Local start-ups with strong business plans and credit histories stand excellent chances of securing government-backed loan assistance.
