Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Englewood, NJ benefit from StartCap’s hassle-free SBA loans. Our competitive rates and tailored guidance provide the support you need to thrive. Take the next step in your business journey with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Englewood SBA Loans
For businesses in Bergen County, StartCap provides the financial resources you need to succeed. Our solutions are tailored to meet your specific business needs, helping you navigate challenges and seize new opportunities.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Englewood or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Englewood, NJ
For entrepreneurs in Englewood and neighboring cities, financial support is available to turn your ideas into reality. Our customized solutions provide the tools you need to grow. From Englewood Cliffs to Ridgefield Park and beyond, we're your credit line specialists.
SBA Loan FAQ's
Englewood's dynamic business scene in NJ creates exciting opportunities for local start-ups seeking financial support through Small Business Administration (SBA) loans. Founders exploring funding options in Bergen County will discover multiple lending resources tailored to their unique business growth strategies.
Here are a few local suggestions:- TD Bank at Palisade Avenue & Grand Avenue
- Wells Fargo at East Palisade Avenue & Lehigh Avenue
- Valley National Bank at Sylvan Street & Dean Street
- PNC Bank at East Ridgewood Avenue & North Van Brunt Street
- Investors Bank at North Dean Street & Englewood Avenue
- First Hope Bank at Grand Avenue & Dean Street
SBA loan programs like 7(a), 504, and microloans provide critical capital for equipment purchases, working capital, real estate acquisitions, and business expansion. Local business owners can explore various financing options that match their specific operational requirements and growth objectives in the competitive NJ market.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Englewood, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Englewood, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Englewood, Bergen County, NJ seeking SBA loans include retail stores, professional services, local restaurants, and service-based companies like HVAC contractors and electricians. Qualifying businesses must meet specific criteria, demonstrating financial need and operational stability within the local commercial ecosystem.
SBA loan eligibility extends to home-based businesses, family-owned establishments, and startup ventures along the Hudson River corridor. Food service providers, healthcare clinics, automotive repair shops, and technology firms in the Englewood commercial district often successfully secure funding through various SBA loan programs.