Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Enterprise, AL, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Enterprise SBA Loans
StartCap delivers financial support to businesses in Coffee County with options that help you grow and succeed. Our solutions are designed to be flexible and adaptable, helping you achieve your goals and tackle any challenges that arise.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Enterprise or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Enterprise, AL
In Enterprise and surrounding cities, entrepreneurs can find the financial solutions needed to scale. Our flexible support helps you meet your business goals and achieve long-term success. From Daleville to Crestview and beyond, we're your credit line specialists.
SBA Loan FAQ's
Enterprise, AL springs to life with agricultural roots and a dynamic business ecosystem thriving near Fort Rucker. Small business owners exploring financing options find multiple opportunities for SBA loan support in this Wiregrass region community.
Local financial institutions recognize the critical role small enterprises play in Alabama's economic growth. Securing proper funding requires strategic research and understanding of available lending programs tailored to specific business needs.
Here are a few local suggestions:- First Federal Bank of Alabama at Main Street & College Avenue
- Farmers State Bank at Plaza Boulevard & Knox Street
- Southeast Alabama Credit Union at Highway 231 & College Street
- Troy Bank & Trust at Andrews Avenue & Main Street
- Community Bank of Enterprise at Highway 84 & John Clark Road
Interest rates for SBA loans in Enterprise, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Enterprise, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Businesses in Enterprise, AL seeking SBA loans span diverse sectors, including agricultural equipment dealers, local service providers, and manufacturing operations near Fort Rucker. Small enterprises like plumbing contractors, HVAC specialists, and restaurant owners frequently qualify for government-backed financing through the Small Business Administration.
Coffee shops, retail stores, construction firms, and professional service companies in Coffee County can access various SBA loan programs. Enterprise's economic landscape supports new business owners through 7(a) loans, microloans, and disaster recovery funding for qualifying local start-ups and established commercial ventures.