Start Your New Business Right
Launching a new venture is as exhilarating as it gets—until financial obstacles appear. A start-up business loan in Fabens, TX, paired with a strong support team, ensures your business takes off without limits.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Fabens Business Loan Options
Your business dreams deserve the best support. StartCap offers funding and resources to help you achieve your goals. Let’s make it happen together!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fabens or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Fabens, TX
In Fabens or surrounding El Paso County, StartCap offers funding and resources to help you succeed. Explore nearby cities we serve and let’s build something great! From San Elizario to Las Cruces and beyond, we've got you covered.
Start-Up Loan FAQ's
Entrepreneurs in far West Texas understand the intricate process of securing startup business loans, especially in small communities like Fabens. Launching a new venture often resembles walking a razor's edge, with traditional local lenders maintaining stringent requirements that can feel insurmountable for fresh business concepts.
Here are a few local suggestions:- Fabens Credit Union at Main Street & San Elizario Road
- Horizon Bank at Horizon Boulevard & Zaragosa Road
- El Paso County Community Bank at Montana Avenue & Valley Road
- Texas State Bank at First Street & Hudspeth Avenue
StartCap recognizes the financial hurdles local entrepreneurs face when seeking initial capital. Typical loan requirements include personal credit scores above 680, comprehensive business plans, collateral documentation, and demonstrable industry experience—criteria that frequently challenge emerging business owners in rural Texas communities.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Fabens, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fabens, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, local start-up grants exist for entrepreneurs in Fabens, TX. The Fabens Economic Development Corporation offers targeted funding opportunities for small businesses seeking initial capital. Micro-grants ranging from $1,000 to $5,000 are available through their small business support program.
Additional grant resources include El Paso County's business development initiatives and Texas state-level entrepreneur support programs. Local applicants must demonstrate a comprehensive business plan, potential community economic impact, and sustainable growth strategies. Interested entrepreneurs should contact the Fabens Chamber of Commerce for specific application guidelines and deadlines.