SBA Loans in Farmingdale, NY
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Farmingdale, NY from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Farmingdale SBA Loans
Businesses in Nassau County can rely on StartCap for the financial support they need to succeed. Our customized solutions are designed to provide the resources necessary to help you scale and grow your operations effectively.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Farmingdale or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Farmingdale, NY
Entrepreneurs in Farmingdale and nearby areas can easily access the financial tools needed to scale. Our customized solutions offer the support necessary to help achieve lasting success. From South Farmingdale to Massapequa Park and beyond, we're your credit line specialists.
SBA Loan FAQ's
Farmingdale, NY sits within Nassau County's dynamic business corridor, offering startup founders diverse funding opportunities through Small Business Administration (SBA) loan programs. Local business owners seeking financial support can explore multiple lending channels tailored to Nassau County's economic ecosystem.
Here are a few local suggestions:- Farmingdale State Bank at Conklin Street & Fulton Street
- Long Island Community Bank at Main Street & Rte 110
- First National Bank of Long Island at Broadhollow Road
- TD Bank at Melville Road & Northern State Parkway
- Capital One Bank at Hempstead Turnpike
- NYS Small Business Development Center at LIU Post Campus
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisitions, and business expansion. New business owners in Farmingdale can leverage these flexible financing options to transform local entrepreneurial aspirations into sustainable ventures.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Farmingdale, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Farmingdale, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Nassau County's Farmingdale, NY, small businesses spanning retail, professional services, and local manufacturing sectors may qualify for SBA loans. Qualifying enterprises include restaurants, construction companies, auto repair shops, and professional consulting firms operating within the local economic ecosystem.
Service-based businesses like plumbing contractors, electrical companies, and HVAC specialists in the Farmingdale area frequently meet SBA loan requirements. New business owners with strong credit histories, operational experience, and demonstrated financial need can access funding through various SBA loan programs tailored to local economic development.
