Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Franklin, IN offer the financial flexibility your business needs. StartCap provides competitive rates and expert support to help you grow. Take your business to the next level with our reliable solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Franklin SBA Loans
At StartCap, we understand the challenges businesses face. That’s why we provide businesses in Johnson County with customized financial solutions designed to help them achieve their goals and navigate obstacles with confidence.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Franklin or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Franklin, IN
In Franklin and nearby cities, entrepreneurs can access the resources they need to grow their ventures. Our solutions are designed to provide both flexibility and long-term success. From New Whiteland to Plainfield and beyond, we're your credit line specialists.
SBA Loan FAQ's
Franklin, IN sits amid Johnson County's dynamic business terrain, where local founders seek strategic financial support for their growth initiatives. The small city's economic ecosystem pulses with potential for new business owners looking to secure SBA loan funding through regional financial institutions.
Here are a few local suggestions:- First Merchants Bank at US-31 & Morton Street
- Johnson County State Bank at US-31 & County Road 144
- First Financial Bank at US-31 & Home Avenue
- Old National Bank at Jefferson Street & US-31
- Merchants Bank of Columbus at Franklin Square
- German American Bank at Main Street & Walnut Street
SBA loans in Indiana provide crucial capital for equipment purchases, working capital, and real estate acquisitions. Local start-ups can leverage 7(a) and 504 loan programs to transform innovative concepts into sustainable business models across Franklin's enterprising commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Franklin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Franklin, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Franklin, IN, small business owners can access SBA loans across diverse sectors. Service-based enterprises like plumbing contractors, HVAC technicians, and electrical repair companies frequently qualify. Local restaurants, retail shops, and professional services within Johnson County often meet SBA lending requirements.
Manufacturing firms, technology startups, and agricultural support businesses in the greater Indianapolis metropolitan area may also secure funding. Indiana's economic development initiatives prioritize supporting new business owners through Small Business Administration programs tailored to regional economic growth strategies.