You Have The Skills, Now Get The Tools
Our equipment loans in Gaffney, SC, are designed to meet the unique needs of businesses like yours. From delivery vans to drilling machines, we’ll help you turn your vision into reality.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Gaffney Equipment Loans
From securing equipment to expanding operations, StartCap offers a variety of loans, including secured loans and lines of credit. Let us help you take your business to the next level.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Gaffney or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Gaffney, SC
In Gaffney and nearby cities, we offer affordable equipment loans that help businesses succeed. Our financing options make it easier to acquire the tools you need to take your business to the next level. From Shelby to Bessemer City and beyond, we've got you covered.
Equipment Loan FAQ's
Gaffney, SC, a charming textile and peach-producing region, offers diverse economic opportunities for local business owners seeking equipment financing. Founders in Cherokee County often explore specialized lending options to support their operational growth and infrastructure investments.
Here are a few local suggestions:- Wells Fargo Bank at Main Street & Limestone Road
- First Citizens Bank at Highway 29 & Buice Street
- United Community Bank at Floyd Avenue & Center Street
- Carolina Foothills Credit Union at Church Street & Limestone Road
Local start-ups frequently investigate multiple funding channels for equipment acquisition. StartCap represents one potential resource, though businesses should compare terms, interest rates, and qualification requirements across various lenders to identify the most suitable financing solution for their specific needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Gaffney, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Gaffney, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Gaffney, SC allows business owners to acquire essential machinery across multiple industries. Local enterprises ranging from Cherokee County manufacturing facilities to agricultural operations can secure loans for tractors, restaurant kitchen appliances, construction vehicles, and specialized industrial equipment through various regional financial institutions.
Small business founders seeking equipment investments should evaluate their specific needs in sectors like farming near Kings Mountain or manufacturing along Interstate 85. Local lenders understand the nuanced requirements of South Carolina businesses, offering tailored financing solutions that support growth and operational expansion for emerging companies throughout the Upstate region.