SBA Loans in Gaithersburg, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Gaithersburg, MD are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Gaithersburg SBA Loans
Businesses in Montgomery County can trust StartCap for flexible financial solutions tailored to their needs. We offer a range of resources designed to help you grow, innovate, and succeed in a rapidly changing marketplace.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Gaithersburg or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Gaithersburg, MD
In Gaithersburg and neighboring cities, entrepreneurs can benefit from financial solutions that foster growth. We offer tailored resources to help you achieve your goals and scale with confidence. From Montgomery Village to Aspen Hill and beyond, we're your credit line specialists.
SBA Loan FAQ's
Gaithersburg, MD sits at the heart of Montgomery County's dynamic business corridor, offering local business owners strategic opportunities for financial growth through Small Business Administration (SBA) loan programs. Founders seeking capital for expansion, equipment purchases, or working capital have multiple financing resources within Maryland's technology-rich metropolitan region.
Here are a few local suggestions:- Congressional Bank at Shady Grove Road & Research Boulevard
- Sandy Spring Bank at Wootton Parkway & Grand Corner Avenue
- M&T Bank at Germantown Road & Crystal Rock Drive
- Bank of America at Frederick Road & Milestone Drive
- United Bank at Key West Avenue & Diamondback Drive
- Sandy Spring Federal Credit Union at Research Boulevard & Rothgeb Drive
Maryland's SBA loan ecosystem offers diverse programs like 7(a), 504, and microloans targeting different business needs. Local start-ups and established companies can leverage these financing options for real estate acquisition, equipment financing, or working capital with competitive interest rates and flexible terms.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Gaithersburg, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Gaithersburg, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Gaithersburg, MD support diverse business sectors including technology startups near the National Institute of Standards and Technology (NIST), local service providers like electrical contractors, and professional services operating in Montgomery County's dynamic economic environment.
Qualifying businesses typically include retail establishments, restaurants in Washingtonian Center, professional consulting firms, healthcare practices, construction companies, and technology-based enterprises with strong business plans demonstrating financial sustainability within Maryland's competitive market landscape.
