SBA Loans in Georgetown, KY
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Georgetown, KY are the key to unlocking your business’s potential. StartCap provides flexible funding options and personalized support, ensuring you get the resources you need to succeed. Start growing your business with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Georgetown SBA Loans
StartCap supports businesses in Scott County with tailored financial solutions designed to meet their specific needs. From expansion to cash flow management, we offer the resources you need to achieve sustainable growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Georgetown or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Georgetown, KY
For entrepreneurs in Georgetown and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Lexington to Richmond and beyond, we're your credit line specialists.
SBA Loan FAQ's
Georgetown, KY thrives with a dynamic small business ecosystem, situated near the Kentucky Horse Park and surrounded by Scott County's agricultural legacy. Local founders seeking financial support for their ventures often explore Small Business Administration (SBA) loan opportunities through community-based financial institutions.
Here are a few local suggestions:- Farmers Bank at Main Street & Broadway
- Georgetown Bank at Connector Drive & Enterprise Way
- Citizens Bank at Temple Hill Road & College View Drive
- Kentucky Bank at Cherry Blossom Way & Innovation Lane
- Scott County Credit Union at Commercial Drive & Industrial Park Road
SBA loans provide flexible financing options for new business owners, covering equipment purchases, working capital, and commercial real estate investments. Local lenders understand regional economic dynamics, offering tailored solutions that support startup growth and community economic development in central Kentucky.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Georgetown, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Georgetown, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Georgetown, KY can access SBA loans through various qualifying industries. Manufacturing, professional services, healthcare providers, and retail establishments within Scott County frequently meet lending criteria for Small Business Administration support.
Local start-ups including construction firms, technology services, automotive repair shops, and food service businesses often qualify. Service-based companies like plumbing contractors, HVAC specialists, and commercial landscaping enterprises might also secure funding through SBA loan programs in Kentucky's dynamic business ecosystem.
