Golden Valley Small Business Administration

SBA Loans in Golden Valley, MN

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Golden Valley, MN provide the foundation for small business growth. StartCap’s competitive options and expert guidance make securing funding easy. Let us help fuel your success with flexible financing solutions.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Minnesota's Small Business Launchpad

We're More Than Golden Valley SBA Loans

StartCap provides businesses in Hennepin County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Golden Valley or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Hennepin County

Find SBA Loans Near Golden Valley, MN

For entrepreneurs in Golden Valley and nearby cities, there are financial resources designed to help them grow. Our flexible solutions can meet your needs and help you achieve your goals more effectively. From Robbinsdale to Saint Anthony and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Golden Valley that can help with SBA loans?

Golden Valley, MN harbors an innovative business ecosystem where local business founders seek strategic financial resources for growth. The community's proximity to Minneapolis creates opportunities for entrepreneurs exploring Small Business Administration (SBA) loan opportunities across various industries.

Here are a few local suggestions:
  • U.S. Bank at Winnetka Avenue & Highway 55
  • Wells Fargo Bank at Golden Hills Road & Highway 100
  • Sunrise Bank of Minneapolis at Douglas Drive North
  • First National Bank at Wayzata Boulevard
  • Gopher State Credit Union at Golden Valley Road
  • Minnesota Bank & Trust at Louisiana Avenue

SBA loan programs like 7(a), 504, and microloans provide critical financing for equipment purchases, real estate acquisitions, working capital, and operational expansion. Local business owners can explore these resources to support sustainable growth within the dynamic Minnesota business environment.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Golden Valley, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Golden Valley, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Golden Valley, MN often qualify for SBA loans across various sectors. Local retail shops, professional services, home improvement contractors, and technology startups near Wirth Park frequently meet lending criteria. Restaurants, healthcare providers, and manufacturing firms in Hennepin County also represent strong candidates for federal small business financing.

Specific business types like plumbing services, HVAC companies, electrical contractors, and landscaping businesses commonly secure SBA loan approvals. Founders in Golden Valley seeking capital must demonstrate strong financial records, viable business plans, and operational consistency to successfully obtain these government-backed funding opportunities.

Elevate Yourself

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