Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Hanahan, SC from StartCap give you the financial flexibility to grow your business. Our tailored solutions and expert assistance make funding stress-free. Build your dreams with a reliable partner today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Hanahan SBA Loans
For businesses in Charleston County, StartCap provides customized financial support to help you achieve your goals. From growth to innovation, we offer solutions designed to fuel your business’s success and long-term sustainability.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hanahan or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Hanahan, SC
For entrepreneurs in Hanahan and beyond, personalized financial support is available to help you succeed. Flexible solutions are designed to meet your unique business needs and drive growth. From Goose Creek to Georgetown and beyond, we're your credit line specialists.
SBA Loan FAQ's
Hanahan's entrepreneurial spirit thrives along the Cooper River, where local business owners seek strategic financial support through Small Business Administration (SBA) loan programs. The city's dynamic commercial ecosystem provides multiple avenues for founders looking to secure critical funding for growth and expansion.
Here are a few local suggestions:- Wells Fargo Bank at Rivers Avenue & Dorchester Road
- First Citizens Bank at North Live Oak Drive & University Boulevard
- Carolina Federal Credit Union at Ladson Road & Trolley Line
- Bank of America at Goose Creek Boulevard & Ashley Hall Road
- TD Bank at North Main Street & Otranto Road
- SunTrust Bank at Remount Road & Dorchester Road
Local start-ups exploring SBA loan opportunities should investigate 7(a) loans, 504 development programs, and microloans tailored for equipment purchases, real estate acquisitions, and working capital needs. Professional guidance from financial advisors can help streamline the application process in the Charleston County business landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Hanahan, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Hanahan, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Hanahan, Berkeley County, SC can access SBA loans through various qualifying industries. Local restaurants, retail shops, construction companies, and service-based enterprises like HVAC contractors and landscaping businesses often meet the lending criteria for federal funding.
Qualifying businesses typically include established companies with solid credit histories and those operating in manufacturing, professional services, and technology sectors. New start-ups in Hanahan's growing commercial district may also secure financial support through SBA programs designed to encourage local economic development.